Fair Value Calculator Fair Value Calculator
EN DE

Manba Finance Limited (MANBA) Fair Value & Analysis

Financial Services · IN · Market cap ₹7.0B

MF Manba Finance Limited MANBA · NSE
Price₹139.15
Fair Value₹180.56
Upside+29.8%
Quality47/100
Watch Manba Finance Limited for free — get notified when fair value or trend changes. Watch for free
Evidence: High Range ₹72.36 – ₹180.56

Fair value as of: Jul 3, 2026

From 17 valuation models · updated today

Share price +23.1% over the past month.

Price vs Fair Value (12 months)

₹145.55 ₹100.51 Fair Value ₹180.56 Jul 2025 Jul 2026

12‑month range ₹100.51 – ₹145.55 · fair‑value band ₹72.36 – ₹180.56 · the ₹139.15 price screens below the ₹180.56 fair value. As of Jul 3, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Manba Finance Limited (MANBA) currently trades at ₹139.15, while our model-based Fair Value estimate is ₹180.56 — implying the stock looks roughly 29.8% undervalued today. We read business quality at 47/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Manba Finance Limited generated revenue of ₹1.4B at a net margin of 32.6%. Revenue declined 3.4% year over year. It earns a return on equity of 11.7%. Net debt stands at ₹13.8B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹1.4B
Revenue growth (YoY) -3.4%
Net margin 32.6%
Return on equity 11.7%
Free cash flow −₹3.8B FY2026
P/E ratio 15.4
More key figures
Operating margin 41.2%
EPS (TTM) ₹9.03
Dividend yield 0.7%
EPS growth (YoY) +38.5%
Net debt ₹13.8B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

Manba Finance Limited, a non-banking finance company, provides financial solutions in India. The company offers new two and three-wheeler, electric vehicle two and three-wheeler, and pre-owned two-wheeler and car loans. It also provides personal and small business loans. The company was incorporated in 1996 and is headquartered in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Manba Finance Limited reported revenue of ₹3.1B in FY2026 versus ₹940M in FY2022, a compound +35.1%/yr. Reported net income was ₹454M in FY2026, compounding +46.9%/yr from FY2022.

Revenue +35.1%/yr
FY22 ₹940M
FY23 ₹1.2B
FY24 ₹1.7B
FY25 ₹2.4B
FY26 ₹3.1B
Net income +46.9%/yr
FY22 ₹97.4M
FY23 ₹166M
FY24 ₹312M
FY25 ₹378M
FY26 ₹454M

Is MANBA fairly valued? → Check now

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock Price Fair Value vs Fair Value
Visa Inc 3V64 €296.05 €226.82 -23%
Mastercard Incorporated M4I €427.90 €221.88 -48%
American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $200.48 $122.33 -39%
Bajaj Finance Limited BAJFINANCE ₹889.40 ₹559.13 -37%
PayPal Holdings PYPL34 R$10.66 R$17.16 +61%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Manba Finance Limited (MANBA) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹180.56 versus a price of ₹139.15 — about +30% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MANBA?
Our model-based fair value for Manba Finance Limited is ₹180.56 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹139.15.
What is the quality score of MANBA?
Manba Finance Limited has a Quality Score of 47/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Manba Finance Limited (MANBA)?
Manba Finance Limited reported trailing-twelve-month revenue of about ₹1.4B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of MANBA?
The net profit margin of Manba Finance Limited is about 32.6%, meaning it keeps roughly 32.6% of revenue as net income. Based on the latest reported figures.
Does Manba Finance Limited pay a dividend?
Manba Finance Limited currently shows a dividend yield of about 0.72% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.