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STOCK COMPARISON

Magna Finance Tbk vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Magna Finance Tbk (MGNA) and Visa Inc. Class A (V) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Magna Finance Tbk trades at IDR 210 versus a fair value of IDR 27 (-87%), while Visa Inc. Class A trades at $362 versus $227 (-37%).
Magna Finance Tbk
MGNA.JK · IDR · Financials
-87%
upside to fair value
overvalued
PriceIDR 210
Fair ValueIDR 27
Quality41/100
Visa Inc. Class A
V · USD · Financials
-37%
upside to fair value
overvalued
Price$362
Fair Value$227
Quality82/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Magna Finance TbkVisa Inc. Class A
Valuation
2.5×P/E (TTM)30.4×
n/aP/S (TTM)16.63×
n/aP/B18.87× · book value is mostly goodwill
2.3×EV/EBITDA23.7×
n/aPEG1.53×
−87.1%Fair value upside−37.2%
n/aDividend yield0.7%
n/aDividend per share$2.60
Profitability
-17%Operating margin67%
n/aEBIT margin trend (5Y)0.93×
-9%Return on equity60%
-3%Return on assets19%
Growth
-16%Revenue growth (YoY)17%
19.2%Avg. growth/yr (3Y)10.9%
n/aAvg. growth/yr (5Y)12.9%
−61.9%Value creation/yr+16.5%
Balance & size
1.8×Interest coverage (EBIT/interest)40.7×
1.19×Debt / equity0.52×
$31MMarket cap$715B
mixedGrowth qualityhealthy

Visa Inc. Class A leads: 3 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Magna Finance Tbkof which business quality 42 · market factors 73 Visa Inc. Class Aof which business quality 76 · market factors 67
ProfitabilityMargins and returns on capital today
27
76
Quality GrowthAre margins and returns improving?
30
41
CashflowEarnings quality: real cash, not paper profit
69
85
Fin. StrengthBalance sheet, leverage, solvency risk
16
71
InvestmentDisciplined investing over empire-building
88
85
Low VolatilityCalm price path (market factor)
50
83
MomentumPrice trend over the last 3–12 months (market factor)
83
56
52W MomentumDistance to the 52-week high (market factor)
81
67
Net IssuanceShare count: buybacks or dilution?
40
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyMagna Finance TbkPrice IDR 210Visa Inc. Class APrice $362
DCF Models-86%below the priceIDR 29-34%below the price$238
Earnings-Based-92%below the priceIDR 18-26%below the price$269
Multiples-97%below the priceIDR 6-74%below the price$94.55
Asset-Based-97%below the priceIDR 6-96%below the price$15.30
Growth DCF-70%below the priceIDR 63-38%below the price$224
Economic Profit-97%below the priceIDR 7-47%below the price$190
Minimum-97%below the priceIDR 6-96%below the price$15.30
Maximum-70%below the priceIDR 63-26%below the price$269
Median-94%below the priceIDR 12-43%below the price$207
Geometric mean-93%below the priceIDR 15-65%below the price$126

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Magna Finance Tbk: 11 of 11 models see the stock below the current price.

Visa Inc. Class A: 10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Magna Finance Tbk
Price IDR 210
Fair Value IDR 27
Bear IDR 13Bull IDR 47
Visa Inc. Class A
Price $362
Fair Value $227
Bear $119Bull $536

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Magna Finance Tbk · Financials

Quality score41 · bottom 25%
Fair value upside-87% · bottom 25%

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-37% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Magna Finance Tbk trades at IDR 210 versus a fair value of IDR 27 (-87%), while Visa Inc. Class A trades at $362 versus $227 (-37%).

Visa Inc. Class A has the higher quality score (82/100).

Open Visa Inc. Class A live analysis →
Magna Finance Tbk · Visa Inc. Class A

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.