Morgan Stanley vs Wells Fargo &: Fair Value & Quality
Both stocks run through our valuation models. Here is how Morgan Stanley (MS) and Wells Fargo & (WFC) compare, as of Aug 13, 2026.
As of Aug 13, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Morgan Stanley trades at $218 versus a fair value of $139 (-36%), while Wells Fargo & trades at $88.93 versus $79.60 (-10%).
Morgan Stanley
MS · USD · Financials
-36%
upside to fair value
overvalued
Price$218
Fair Value$139
Quality67/100
Wells Fargo &
WFC · USD · Financials
-10%
upside to fair value
overvalued
Price$88.93
Fair Value$79.60
Quality55/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Morgan StanleyWells Fargo &
Valuation
20.1×P/E (TTM)13.5×
4.79×P/S (TTM)3.29×
3.14×P/B1.47×
22.1×EV/EBITDA9.1×
2.64×PEG1.52×
1.8%Dividend yield2.0%
$4.00Dividend per share$1.75
Profitability
25%Net margin27%
41%Operating margin29%
16%Return on equity12%
1%Return on assets1%
Growth
16%Revenue growth (YoY)6%
22.5%Avg. growth/yr (3Y)14.0%
18.3%Avg. growth/yr (5Y)8.5%
Balance & size
3.13×Debt / equity0.97×
$351BMarket cap$267B
mixedGrowth qualityexpensive
Wells Fargo & leads: 6 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Morgan Stanleyof which business quality 62 · market factors 74Wells Fargo &of which business quality 49 · market factors 60
ProfitabilityMargins and returns on capital today
31
31
Quality GrowthAre margins and returns improving?
56
45
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
82
92
Low VolatilityCalm price path (market factor)
58
71
MomentumPrice trend over the last 3–12 months (market factor)
75
52
52W MomentumDistance to the 52-week high (market factor)
91
60
Net IssuanceBuybacks instead of dilution
96
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Morgan Stanley
DCF Models$128
Earnings-Based$211
Dividend Discount$79.85
Multiples$119
Asset-Based$47.42
Growth DCF$330
Economic Profit$95.82
11 of 13 models see the stock below the current price.
Wells Fargo &
Dividend Discount$39.45
Multiples$86.76
Asset-Based$39.65
Economic Profit$66.24
5 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Morgan Stanley
Bear $76.96Fair Value $139Bull $228
$218 = current price (white tick)
Wells Fargo &
Bear $59.70Fair Value $79.60Bull $99.50
$88.93 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Morgan Stanley · Financials
Quality score67 · Top 25%
Fair value upside-36% · below median
Wells Fargo & · Financials
Quality score55 · above median
Fair value upside-10% · below median
Bottom line
As of Aug 13, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Morgan Stanley trades at $218 versus a fair value of $139 (-36%), while Wells Fargo & trades at $88.93 versus $79.60 (-10%).
Morgan Stanley has the higher quality score (67/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
