Both stocks run through our valuation models. Here is how Ramco Systems (RAMCOSYS) and SAP (SAP) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Ramco Systems trades at ₹670 versus a fair value of ₹223 (-67%), while SAP trades at €179 versus €126 (-30%).
Ramco Systems
RAMCOSYS.NSE · INR · Information Technology
-67%
upside to fair value
overvalued
Price₹670
Fair Value₹223
Quality67/100
SAP
SAP.XETRA · EUR · Information Technology
-30%
upside to fair value
overvalued
Price€179
Fair Value€126
Quality81/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Ramco SystemsSAP
Valuation
71.6×P/E (TTM)22.1×
4.27×P/S (TTM)4.98×
8.55×P/B4.16×
21.4×EV/EBITDA15.7×
—PEG1.37×
—Dividend yield1.8%
—Dividend per share€2.50
Profitability
6%Net margin20%
12%Operating margin30%
12%Return on equity16%
5%Return on assets9%
Growth
19%Revenue growth (YoY)6%
12.5%Avg. growth/yr (3Y)6.0%
2.3%Avg. growth/yr (5Y)6.1%
Balance & size
—Debt / equity0.09×
$314MMarket cap$186B
healthyGrowth qualityhealthy
SAP leads: 3 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Ramco Systemsof which business quality 66 · market factors 76SAPof which business quality 78 · market factors 42
ProfitabilityMargins and returns on capital today
53
62
Quality GrowthAre margins and returns improving?
91
76
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
83
94
Low VolatilityCalm price path (market factor)
44
60
MomentumPrice trend over the last 3–12 months (market factor)
95
42
52W MomentumDistance to the 52-week high (market factor)
81
20
Net IssuanceBuybacks instead of dilution
38
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Ramco Systems
DCF Models₹299
Earnings-Based₹132
Multiples₹228
Asset-Based₹62.39
Growth DCF₹297
Economic Profit₹156
Growth Earnings₹202
24 of 24 models see the stock below the current price.
SAP
DCF Models€134
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€116
Asset-Based€25.68
Growth DCF€116
Economic Profit€69.81
Growth Earnings€116
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Ramco Systems
Bear ₹167Fair Value ₹223Bull ₹283
₹670 = current price (white tick)
SAP
Bear €89.01Fair Value €126Bull €157
€179 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Ramco Systems · Information Technology
Quality score67 · Top 25%
Fair value upside-67% · below median
SAP · Information Technology
Quality score81 · Top 25%
Fair value upside-30% · above median
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Ramco Systems trades at ₹670 versus a fair value of ₹223 (-67%), while SAP trades at €179 versus €126 (-30%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
