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STOCK COMPARISON

SAP vs Trimegah Karya Pratama Tbk PT: Fair Value & Quality

Both stocks run through our valuation models. Here is how SAP (SAP) and Trimegah Karya Pratama Tbk PT (UVCR) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: SAP trades at €184 versus a fair value of €172 (-6%), while Trimegah Karya Pratama Tbk PT trades at IDR 177 versus IDR 75 (-58%).
SAP
SAP.XETRA · EUR · Information Technology
-6%
upside to fair value
fairly valued
Price€184
Fair Value€172
Quality82/100
Trimegah Karya Pratama Tbk PT
UVCR.JK · IDR · Information Technology
-58%
upside to fair value
overvalued
PriceIDR 177
Fair ValueIDR 75
Quality63/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

SAPTrimegah Karya Pratama Tbk PT
Valuation
29.6×P/E (TTM)51.3×
6.59×P/S (TTM)0.33×
5.50×P/B3.42×
20.9×EV/EBITDA60.3×
1.37×PEGn/a
−6.4%Fair value upside−57.6%
1.4%Dividend yield0.3%
€2.50Dividend per shareIDR 1
Profitability
30%Operating margin1%
1.16×EBIT margin trend (5Y)n/a
16%Return on equity11%
9%Return on assets1%
Growth
6%Revenue growth (YoY)44%
6.0%Avg. growth/yr (3Y)-7.0%
6.1%Avg. growth/yr (5Y)23.7%
−1.2%Value creation/yr+21.4%
Balance & size
7.5×Interest coverage (EBIT/interest)n/a
0.09×Debt / equityn/a
$246BMarket cap$20M
healthyGrowth qualityweak

SAP leads: 8 to 4 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

SAPof which business quality 79 · market factors 53 Trimegah Karya Pratama Tbk PTof which business quality 64 · market factors 58
ProfitabilityMargins and returns on capital today
62
41
Quality GrowthAre margins and returns improving?
76
64
CashflowEarnings quality: real cash, not paper profit
80
69
Fin. StrengthBalance sheet, leverage, solvency risk
79
68
InvestmentDisciplined investing over empire-building
94
58
Low VolatilityCalm price path (market factor)
60
0
MomentumPrice trend over the last 3–12 months (market factor)
61
82
52W MomentumDistance to the 52-week high (market factor)
33
82
Net IssuanceShare count: buybacks or dilution?
92
90

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familySAPPrice €184Trimegah Karya Pratama Tbk PTPrice IDR 177
DCF Models-7%close to the price€171+141%above the priceIDR 427
Earnings-Based-66%below the price€63.09-75%below the priceIDR 44
Dividend Discount-76%below the price€45.06n/a
Multiples-19%below the price€149-73%below the priceIDR 47
Asset-Based-86%below the price€25.98-80%below the priceIDR 35
Growth DCF-19%below the price€149+393%above the priceIDR 872
Economic Profit-59%below the price€74.66-78%below the priceIDR 40
Growth Earnings-14%close to the price€158-58%below the priceIDR 75
Minimum-86%below the price€25.98-80%below the priceIDR 35
Maximum-7%close to the price€171+393%above the priceIDR 872
Median-39%below the price€112-73%below the priceIDR 47
Geometric mean-53%below the price€87.08-45%below the priceIDR 97

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

SAP: 22 of 26 models see the stock below the current price.

Trimegah Karya Pratama Tbk PT: 10 of 21 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

SAP
Price €184
Fair Value €172
Bear €110Bull €222
Trimegah Karya Pratama Tbk PT
Price IDR 177
Fair Value IDR 75
Bear IDR 53Bull IDR 98

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

SAP · Information Technology

Quality score82 · Top 25%
Fair value upside-6% · above median

Trimegah Karya Pratama Tbk PT · Information Technology

Quality score63 · above median
Fair value upside-58% · below median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: SAP trades at €184 versus a fair value of €172 (-6%), while Trimegah Karya Pratama Tbk PT trades at IDR 177 versus IDR 75 (-58%).

SAP has the higher quality score (82/100).

Open SAP live analysis →
SAP · Trimegah Karya Pratama Tbk PT

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.