Is SAP or Vista Group International more undervalued?

As of Sep 14, 2026, SAP is at -12% to fair value and Vista Group International at -72%. SAP is the less overvalued of the two. Model-based estimate, not financial advice.

Which has higher quality, SAP or Vista Group International?

SAP has a quality score of 81/100 and Vista Group International 65/100. SAP leads on quality.

STOCK COMPARISON

SAP vs Vista Group International: Fair Value & Quality

Both stocks run through our valuation models. Here is how SAP (SAP) and Vista Group International (VGL) compare, as of Sep 14, 2026.

As of Sep 14, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: SAP trades at €177 versus a fair value of €156 (-12%), while Vista Group International trades at A$2.16 versus A$0.60 (-72%).

SAP

SAP.XETRA · EUR · Information Technology

-12%

upside to fair value

overvalued

Price€177

Fair Value€156

Quality81/100

Vista Group International

VGL.AU · AUD · Information Technology

-72%

upside to fair value

overvalued

PriceA$2.16

Fair ValueA$0.60

Quality65/100

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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

SAPVista Group International

Valuation

22.1×P/E (TTM)207.0×

5.01×P/S (TTM)2.17×

4.18×P/B2.42×

15.8×EV/EBITDA40.9×

1.37×PEG—

−12.0%Fair value upside−72.2%

1.3%Dividend yield0.1%

€2.50Dividend per share—

Profitability

30%Operating margin9%

1.16×EBIT margin trend (5Y)—

16%Return on equity2%

9%Return on assets2%

Growth

6%Revenue growth (YoY)9%

6.0%Avg. growth/yr (3Y)6.7%

6.1%Avg. growth/yr (5Y)13.4%

−1.3%Value creation/yr−29.2%

Balance & size

7.5×Interest coverage (EBIT/interest)2.9×

0.09×Debt / equity0.13×

$187BMarket cap$357M

healthyGrowth qualitymixed

SAP leads: 10 to 4 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

SAPof which business quality 78 · market factors 45 Vista Group Internationalof which business quality 65 · market factors 46

ProfitabilityMargins and returns on capital today

Quality GrowthAre margins and returns improving?

CashflowEarnings quality: real cash, not paper profit

Fin. StrengthBalance sheet, leverage, solvency risk

InvestmentDisciplined investing over empire-building

Low VolatilityCalm price path (market factor)

MomentumPrice trend over the last 3–12 months (market factor)

52W MomentumDistance to the 52-week high (market factor)

Net IssuanceShare count: buybacks or dilution?

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model family	SAPPrice €177	Vista Group InternationalPrice A$2.16
DCF Models	-16%below the price€149	-39%below the priceA$1.31
Earnings-Based	-66%below the price€60.32	-94%below the priceA$0.14
Dividend Discount	-77%below the price€41.03	-99%below the priceA$0.02
Multiples	-17%below the price€147	-86%below the priceA$0.30
Asset-Based	-86%below the price€25.68	-81%below the priceA$0.41
Growth DCF	-26%below the price€131	-40%below the priceA$1.30
Economic Profit	-61%below the price€69.81	-87%below the priceA$0.28
Growth Earnings	-12%close to the price€156	-93%below the priceA$0.16
Minimum	-86%below the price€25.68	-99%below the priceA$0.02
Maximum	-12%close to the price€156	-39%below the priceA$1.31
Median	-43%below the price€100	-87%below the priceA$0.29
Geometric mean	-54%below the price€81.68	-88%below the priceA$0.27

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

SAP: 22 of 26 models see the stock below the current price.

Vista Group International: 25 of 26 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

SAP

Price €177

Fair Value €156

Bear €104Bull €220

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

SAP · Information Technology

Quality score81 · Top 25%

Fair value upside-12% · above median

Vista Group International · Information Technology

Quality score65 · Top 25%

Fair value upside-72% · bottom 25%

Bottom line

SAP has the higher quality score (81/100).

See the full analysis →

SAP · Vista Group International

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.