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STOCK COMPARISON

Sagicor Financial vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Sagicor Financial (SFC) and China Life Insurance Co Ltd A (601628) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Sagicor Financial trades at C$8.83 versus a fair value of C$6.50 (-26%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).
Sagicor Financial
SFC.TO · CAD · Financials
-26%
upside to fair value
overvalued
PriceC$8.83
Fair ValueC$6.50
Quality57/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+84%
upside to fair value
undervalued
Price¥38.57
Fair Value¥70.87
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Sagicor FinancialChina Life Insurance Co Ltd A
Valuation
34.9×P/E (TTM)7.3×
0.60×P/S (TTM)3.09×
0.82×P/B1.78×
3.7×EV/EBITDA6.0×
—PEG0.68×
3.3%Dividend yield2.3%
C$0.28Dividend per share¥0.86
Profitability
2%Net margin42%
9%Operating margin38%
5%Return on equity25%
1%Return on assets2%
Growth
-3%Revenue growth (YoY)-15%
—Avg. growth/yr (3Y)-9.5%
10.0%Avg. growth/yr (5Y)-4.8%
Balance & size
0.90×Debt / equity0.06×
$853MMarket cap$157B
mixedGrowth qualityweak

Even match: 6 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Sagicor Financialof which business quality 55 · market factors 59 China Life Insurance Co Ltd Aof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
19
47
Quality GrowthAre margins and returns improving?
65
68
CashflowEarnings quality: real cash, not paper profit
100
100
Fin. StrengthBalance sheet, leverage, solvency risk
6
1
InvestmentDisciplined investing over empire-building
67
59
Low VolatilityCalm price path (market factor)
85
68
MomentumPrice trend over the last 3–12 months (market factor)
42
33
52W MomentumDistance to the 52-week high (market factor)
58
31
Net IssuanceBuybacks instead of dilution
97
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Sagicor Financial

MultiplesC$7.50
Asset-BasedC$5.09
Economic ProfitC$5.83

4 of 4 models see the stock below the current price.

China Life Insurance Co Ltd A

Dividend Discount¥17.98
Multiples¥50.18
Asset-Based¥14.11
Economic Profit¥57.79

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Sagicor Financial
Bear C$4.88Fair Value C$6.50Bull C$8.13
C$8.83 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.57 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Sagicor Financial · Financials

Quality score57 · above median
Fair value upside-26% · below median

China Life Insurance Co Ltd A · Financials

Quality score63 · Top 25%
Fair value upside+84% · Top 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Sagicor Financial trades at C$8.83 versus a fair value of C$6.50 (-26%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).

China Life Insurance Co Ltd A has the higher quality score (63/100).

See the full analysis →
Sagicor Financial · China Life Insurance Co Ltd A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.