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STOCK COMPARISON

Shaniv vs UPM-Kymmene Oyj: Fair Value & Quality

Both stocks run through our valuation models. Here is how Shaniv (SHAN) and UPM-Kymmene Oyj (UPM) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees UPM-Kymmene Oyj as the less overvalued of the two: Shaniv trades at ILS 8.96 versus a fair value of ILS 5.31 (-41%), while UPM-Kymmene Oyj trades at €25.58 versus €21.04 (-18%).
Shaniv
SHAN.TA · ILA · Materials
-41%
upside to fair value
overvalued
PriceILS 8.96
Fair ValueILS 5.31
Quality55/100
UPM-Kymmene Oyj
UPM.HE · EUR · Materials
-18%
upside to fair value
overvalued
Price€25.58
Fair Value€21.04
Quality60/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

ShanivUPM-Kymmene Oyj
Valuation
12.1×P/E (TTM)25.1×
0.20×P/S (TTM)1.62×
0.51×P/B1.54×
2.6×EV/EBITDA15.2×
n/aPEG12.89×
−40.7%Fair value upside−17.7%
1.8%Dividend yield5.9%
ILS 0.16Dividend per share€1.50
Profitability
16%Operating margin10%
0.54×EBIT margin trend (5Y)0.51×
5%Return on equity5%
3%Return on assets2%
Growth
-1%Revenue growth (YoY)-5%
8.3%Avg. growth/yr (3Y)-6.3%
10.0%Avg. growth/yr (5Y)2.4%
+12.2%Value creation/yr−8.6%
Balance & size
2.4×Interest coverage (EBIT/interest)4.2×
0.11×Debt / equity0.28×
$186MMarket cap$15B
mixedGrowth qualityweak

Shaniv leads: 12 to 3 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Shanivof which business quality 53 · market factors 72 UPM-Kymmene Oyjof which business quality 58 · market factors 65
ProfitabilityMargins and returns on capital today
36
26
Quality GrowthAre margins and returns improving?
56
38
CashflowEarnings quality: real cash, not paper profit
59
66
Fin. StrengthBalance sheet, leverage, solvency risk
33
55
InvestmentDisciplined investing over empire-building
77
96
Low VolatilityCalm price path (market factor)
82
90
MomentumPrice trend over the last 3–12 months (market factor)
58
47
52W MomentumDistance to the 52-week high (market factor)
86
65
Net IssuanceShare count: buybacks or dilution?
79
88

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyShanivPrice ILS 8.96UPM-Kymmene OyjPrice €25.58
DCF Models+51%above the priceILS 13.53-42%below the price€14.71
Earnings-Based-52%below the priceILS 4.29-84%below the price€4.21
Dividend Discount-75%below the priceILS 2.25-37%below the price€16.20
Multiples-13%close to the priceILS 7.83-40%below the price€15.45
Asset-Based-57%below the priceILS 3.88-50%below the price€12.71
Growth DCF+46%above the priceILS 13.11-32%below the price€17.31
Economic Profit-49%below the priceILS 4.61-69%below the price€7.88
Growth Earnings-44%below the priceILS 5.05-54%below the price€11.81
Minimum-75%below the priceILS 2.25-84%below the price€4.21
Maximum+51%above the priceILS 13.53-32%below the price€17.31
Median-46%below the priceILS 4.83-46%below the price€13.71
Geometric mean-36%below the priceILS 5.76-55%below the price€11.55

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Shaniv: 13 of 26 models see the stock below the current price.

UPM-Kymmene Oyj: 24 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Shaniv
Price ILS 8.96
Fair Value ILS 5.31
Bear ILS 4.01Bull ILS 6.64
UPM-Kymmene Oyj
Price €25.58
Fair Value €21.04
Bear €15.60Bull €25.27

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Shaniv · Materials

Quality score55 · above median
Fair value upside-41% · below median

UPM-Kymmene Oyj · Materials

Quality score60 · Top 25%
Fair value upside-18% · above median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees UPM-Kymmene Oyj as the less overvalued of the two: Shaniv trades at ILS 8.96 versus a fair value of ILS 5.31 (-41%), while UPM-Kymmene Oyj trades at €25.58 versus €21.04 (-18%).

UPM-Kymmene Oyj has the higher quality score (60/100).

Open UPM-Kymmene Oyj live analysis →
Shaniv · UPM-Kymmene Oyj

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.