Both stocks run through our valuation models. Here is how Sml Isuzu (SMLISUZU) and Temenos (TMNSF) compare, as of Aug 20, 2026.
As of Aug 20, 2026, Fair Value Calculator sees Temenos as the more attractively valued of the two: Sml Isuzu trades at ₹5,227 versus a fair value of ₹1,731 (-67%), while Temenos trades at $78.89 versus $111 (+40%).
Sml Isuzu
SMLISUZU.BSE · INR · Consumer Discretionary
-67%
upside to fair value
overvalued
Price₹5,227
Fair Value₹1,731
Quality60/100
Temenos
TMNSF · USD · Information Technology
+40%
upside to fair value
undervalued
Price$78.89
Fair Value$111
Quality85/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Sml IsuzuTemenos
Valuation
53.5×P/E (TTM)20.5×
1.82×P/S (TTM)6.05×
11.89×P/B14.08×
18.3×EV/EBITDA25.3×
—PEG2.99×
0.5%Dividend yield1.7%
Profitability
6%Net margin26%
5%Operating margin22%
37%Return on equity53%
12%Return on assets7%
Growth
1%Revenue growth (YoY)9%
37.5%Avg. growth/yr (3Y)6.4%
15.8%Avg. growth/yr (5Y)5.2%
Balance & size
0.16×Debt / equity1.61×
$473MMarket cap$7B
healthyGrowth qualityhealthy
Sml Isuzu leads: 7 to 6 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Sml Isuzuof which business quality 59 · market factors 74Temenosof which business quality 79 · market factors 26
ProfitabilityMargins and returns on capital today
74
76
Quality GrowthAre margins and returns improving?
66
77
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
38
100
Low VolatilityCalm price path (market factor)
50
47
MomentumPrice trend over the last 3–12 months (market factor)
76
23
52W MomentumDistance to the 52-week high (market factor)
98
8
Net IssuanceBuybacks instead of dilution
82
96
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Sml Isuzu
DCF Models₹2,705
Earnings-Based₹1,945
Dividend Discount₹282
Multiples₹1,744
Asset-Based₹177
Growth DCF₹2,481
Economic Profit₹1,411
Growth Earnings₹2,599
26 of 26 models see the stock below the current price.
Temenos
DCF Models$104
Earnings-Based$49.54
Dividend Discount$28.06
Multiples$99.36
Asset-Based$4.75
Growth DCF$85.52
Economic Profit$65.11
Growth Earnings$83.69
11 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Sml Isuzu
Bear ₹1,111Fair Value ₹1,731Bull ₹3,379
₹5,227 = current price (white tick)
Temenos
Bear $63.10Fair Value $111Bull $153
$78.89 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Sml Isuzu · Consumer Discretionary
Quality score60 · above median
Fair value upside-67% · bottom 25%
Temenos · Information Technology
Quality score85 · Top 25%
Fair value upside+40% · Top 25%
Bottom line
As of Aug 20, 2026, Fair Value Calculator sees Temenos as the more attractively valued of the two: Sml Isuzu trades at ₹5,227 versus a fair value of ₹1,731 (-67%), while Temenos trades at $78.89 versus $111 (+40%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
