EN DE

SML ISUZU LIMITED (SMLISUZU) Fair Value & Analysis

Consumer Cyclical · IN · Market cap ₹45.5B

SI SML ISUZU LIMITED SMLISUZU · BSE
Price₹5,227
Fair Value₹1,731
Upside-66.9%
Quality60/100
Watch SML ISUZU LIMITED for free, get notified when fair value or trend changes. Watch for free
Healthy Growth
Thin margins · 5.7% net margin
Low debt · generates free cash flow
Mixed vs. peers (6/14)
Moderate moat 58/100
Evidence: High Range ₹1,111 – ₹3,379 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 6 days ago

A solid business, but screening 67% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹3,379). The favourable scenario is already priced in.
  • The model range is unusually wide (₹1,111 to ₹3,379). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

₹5,316 ₹428.96 Fair Value ₹1,731 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹428.96 – ₹5,316 · fair‑value band ₹1,111 – ₹3,379 · the ₹5,227 price screens above the ₹1,731 fair value. Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

SML ISUZU LIMITED (SMLISUZU) currently trades at ₹5,227, while our model-based Fair Value estimate is ₹1,731, implying the stock looks roughly 66.9% overvalued today. The Quality Score stands at 60/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, SML ISUZU LIMITED generated revenue of ₹25.0B at a net margin of 5.7%. Revenue grew 1.0% year over year. It earns a return on equity of 36.6%. Net debt stands at ₹3.2B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹1,111 (bear case) to ₹3,379 (bull case); at ₹5,227, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 2% below its 52-week high and 97% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 23% fair-value upside, at -67%, SMLISUZU screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹1,222 ₹2,309 ₹4,506 80
Residual Income ₹633.74 ₹934.08 ₹9,529 76
Rev-Margin DCF ₹1,248 ₹2,653 ₹4,863 74
All 26 models by family
DCF Models
FCF DCF ₹1,302 ₹2,073 ₹4,526 38
Owner Earnings ₹1,131 ₹2,626 ₹5,764 31
5Y Revenue Exit ₹1,248 ₹2,316 ₹4,494 39
5Y EBITDA Exit ₹1,398 ₹2,627 ₹4,973 41
5Y P/E Exit ₹1,342 ₹2,990 ₹5,192 38
10Y Revenue Exit ₹1,216 ₹2,784 ₹4,126 36
10Y EBITDA Exit ₹1,375 ₹3,091 ₹6,321 37
10Y P/E Exit ₹1,335 ₹2,977 ₹5,881 35
Earnings-Based
Graham-Dodd ₹571.73 ₹3,987 ₹5,595 54
Lynch FV ₹1,361 ₹1,945 ₹2,528 50
PEG = 1.0 ₹1,361 ₹1,945 ₹2,528 46
EPV ₹1,066 ₹1,251 ₹1,412 59
Dividend Discount
Gordon GGM ₹147.40 ₹306.48 ₹486.19 70
DDM Multi-Stage ₹147.40 ₹258.43 ₹321.66 61
Multiples
P/E Multiple ₹1,387 ₹1,850 ₹2,312 63
P/S Multiple ₹1,072 ₹1,429 ₹1,787 58
P/B Multiple ₹793.27 ₹1,058 ₹1,322 55
EV/EBIT ₹1,703 ₹2,284 ₹2,865 53
EV/EBITDA ₹1,422 ₹1,910 ₹2,398 54
EV/Revenue ₹1,134 ₹1,638 ₹2,142 43
Asset-Based
NCAV (Graham) ₹132.21 ₹177.16 ₹264.42 50
Growth DCF
Growth DCF ₹1,222 ₹2,309 ₹4,506 80
Rev-Margin DCF ₹1,248 ₹2,653 ₹4,863 74
Economic Profit
Residual Income ₹633.74 ₹934.08 ₹9,529 76
ROIC Compounder ₹1,322 ₹1,888 ₹2,652 72
Growth Earnings
Growth-Adj P/E ₹1,819 ₹2,599 ₹3,379 68

Widest divergence: DCF Models (₹2,627) versus Asset-Based (₹177.16). Highest evidence: Growth DCF (80).

Notify me when SMLISUZU reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) ₹25.0B
Revenue growth (YoY) +1.0%
Net margin 5.7%
Return on equity 36.6%
Free cash flow ₹1.2B FY2025
P/E ratio 53.5
More key figures
Operating margin 5.2%
EPS (TTM) ₹97.72
EPS growth (YoY) -3.4%
Net debt ₹3.2B FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 59 · Market factors (momentum, volatility) 74

Profitability 74
Margins and returns on capital today
Quality Growth 66
Are margins and returns improving?
Cashflow 46
Earnings quality: real cash, not paper profit
Fin. Strength 47
Balance sheet, leverage, solvency risk
Investment 38
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 76
Price trend over the last 3–12 months (market factor)
52W Momentum 98
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

SML Isuzu Limited manufactures and sells commercial vehicles and related parts in India and internationally. Its products include trucks and buses. The company also provides special application, cargo, and passenger vehicles. It offers its products through distributors and dealers. The company was formerly known as Swaraj Mazda Ltd.

Full company description

SML Isuzu Limited manufactures and sells commercial vehicles and related parts in India and internationally. Its products include trucks and buses. The company also provides special application, cargo, and passenger vehicles. It offers its products through distributors and dealers. The company was formerly known as Swaraj Mazda Ltd. and changed its name to SML Isuzu Limited in 2011. SML Isuzu Limited was incorporated in 1983 and is based in Chandigarh, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

SML ISUZU LIMITED reported revenue of ₹23.8B in FY2025 versus ₹5.8B in FY2021, a compound +42.1%/yr. Reported net income was ₹1.2B in FY2025.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
₹23.8B
Latest YoY
+9.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+37.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.8%
Avg. growth/yr (6Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.3%
Revenue +42.1%/yr
FY21 ₹5.8B
FY22 ₹9.2B
FY23 ₹18.2B
FY24 ₹21.8B
FY25 ₹23.8B
Net income
FY21 −₹1.3B
FY22 −₹998M
FY23 ₹198M
FY24 ₹1.1B
FY25 ₹1.2B

SMLISUZU screens 67% overvalued. Compare with Toyota Motor Corporation →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "SML ISUZU LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/SMLISUZU

Peer Group

Auto Manufacturers · 119 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Top 25%
Fair Value upside −67% · Bottom 25%
Return on equity (TTM) 37% · Top 25%
Return on assets 12% · Top 25%
Net margin (TTM) 6% · Top 25%
Operating margin (TTM) 5% · Above median
Revenue growth 1% · Below median
Dividend yield (TTM) 0.5% · Bottom 25%
Debt / equity 0.16× · Higher than median

Valuation Multiples vs Auto Manufacturers median · lower = cheaper

P/E (TTM) 53.5× · Pricier than 75% of peers
P/B 11.89× · Pricier than 75% of peers
P/S (TTM) 1.82× · Pricier than 75% of peers
P/FCF 0.4× · Cheaper than median
EV/EBITDA 18.3× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 33
FUTURE5 · sector 33
PAST100 · sector 20
HEALTH92 · sector 94
DIVIDEND10 · sector 49

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto Manufacturers stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Toyota Motor Corporation TMN 3,052 MXN 3,390 MXN +11%
BYD Company 81211 HK$76.90 HK$48.59 -37%
Hyundai Motor Company 005380 418,500 KRW 567,393 KRW +36%
Bayerische Motoren Werke Aktiengesellschaft BMWM5N 1,909 MXN 2,610 MXN +37%
Volkswagen AG VOW 2,149 CZK 7,783 CZK +262%
Maruti Suzuki India Limited MARUTI ₹13,875 ₹8,236 -41%
Kia Corporation 000270 135,600 KRW 341,751 KRW +152%
Weichai Power Co 2338 HK$36.40 HK$28.46 -22%
Geely Automobile Holdings 80175 HK$15.50 HK$19.14 +23%
Bajaj Auto Limited BAJAJAUTO ₹11,700 ₹4,574 -61%

Compare SML ISUZU LIMITED with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is SML ISUZU LIMITED (SMLISUZU) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹1,731 versus a price of ₹5,227, about −67% (overvalued).
What is the fair value of SMLISUZU?
Our model-based fair value for SML ISUZU LIMITED is ₹1,731 (as of Aug 13, 2026), built from audited fundamentals. The current price: ₹5,227.
What is the quality score of SMLISUZU?
SML ISUZU LIMITED has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of SML ISUZU LIMITED (SMLISUZU)?
SML ISUZU LIMITED reported trailing-twelve-month revenue of about ₹25.0B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of SMLISUZU?
The net profit margin of SML ISUZU LIMITED is about 5.7%, meaning it keeps roughly 5.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track SML ISUZU LIMITED and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.