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STOCK COMPARISON

Visa Inc. Class A vs Wells Fargo &: Fair Value & Quality

Both stocks run through our valuation models. Here is how Visa Inc. Class A (V) and Wells Fargo & (WFC) compare, as of Sep 6, 2026.

As of Sep 6, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Visa Inc. Class A trades at $375 versus a fair value of $198 (-47%), while Wells Fargo & trades at $89.97 versus $79.60 (-12%).
Visa Inc. Class A
V · USD · Financials
-47%
upside to fair value
overvalued
Price$375
Fair Value$198
Quality82/100
Wells Fargo &
WFC · USD · Financials
-12%
upside to fair value
overvalued
Price$89.97
Fair Value$79.60
Quality55/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Visa Inc. Class AWells Fargo &
Valuation
30.4×P/E (TTM)13.5×
15.42×P/S (TTM)3.29×
17.51×P/B1.47×
22.0×EV/EBITDA9.1×
1.53×PEG1.52×
−47.1%Fair value upside−11.5%
0.7%Dividend yield1.9%
$2.60Dividend per share$1.75
Profitability
67%Operating margin29%
0.93×EBIT margin trend (5Y)6.80×
60%Return on equity12%
19%Return on assets1%
Growth
17%Revenue growth (YoY)6%
10.9%Avg. growth/yr (3Y)14.0%
12.9%Avg. growth/yr (5Y)8.5%
+16.5%Value creation/yr+10.2%
Balance & size
40.7×Interest coverage (EBIT/interest)0.6×
0.52×Debt / equity0.97×
$664BMarket cap$267B
healthyGrowth qualityexpensive

Wells Fargo & leads: 7 to 9 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Visa Inc. Class Aof which business quality 76 · market factors 68 Wells Fargo &of which business quality 49 · market factors 60
ProfitabilityMargins and returns on capital today
76
31
Quality GrowthAre margins and returns improving?
41
45
CashflowEarnings quality: real cash, not paper profit
85
33
Fin. StrengthBalance sheet, leverage, solvency risk
71
27
InvestmentDisciplined investing over empire-building
85
92
Low VolatilityCalm price path (market factor)
82
72
MomentumPrice trend over the last 3–12 months (market factor)
57
53
52W MomentumDistance to the 52-week high (market factor)
71
59
Net IssuanceBuybacks instead of dilution
100
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyVisa Inc. Class APrice $375Wells Fargo &Price $89.97
DCF Models-37%below the price$236n/a
Earnings-Based-28%below the price$269n/a
Dividend Discountn/a-56%below the price$39.45
Multiples-75%below the price$94.55-4%close to the price$86.76
Asset-Based-96%below the price$15.30-56%below the price$39.65
Growth DCF-41%below the price$219n/a
Economic Profit-49%below the price$190-26%below the price$66.24
Minimum-96%below the price$15.30-56%below the price$39.45
Maximum-28%below the price$269-4%close to the price$86.76
Median-45%below the price$205-41%below the price$52.95
Geometric mean-67%below the price$125-39%below the price$54.75

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Visa Inc. Class A: 10 of 11 models see the stock below the current price.

Wells Fargo &: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$375 = current price (white tick)
Wells Fargo &
Bear $59.70Fair Value $79.60Bull $99.50
$89.97 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-47% · bottom 25%

Wells Fargo & · Financials

Quality score55 · above median
Fair value upside-12% · below median

Bottom line

As of Sep 6, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Visa Inc. Class A trades at $375 versus a fair value of $198 (-47%), while Wells Fargo & trades at $89.97 versus $79.60 (-12%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →
Visa Inc. Class A · Wells Fargo &

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.