0086 (0086) Fair Value & Analysis

Financial Services · Market cap HK$7.9B

0 0086 0086 · HK

PriceHK$4.02

Fair ValueHK$8.04

Upside+100.0%

Quality75/100

Evidence: Medium Range HK$6.03 – HK$10.05

Fair value as of: Jul 1, 2026

From 26 valuation models · updated today

Share price −1.2% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$2.88 – HK$4.31 · fair‑value band HK$6.03 – HK$10.05 · the HK$4.02 price screens below the HK$8.04 fair value. As of Jul 1, 2026.

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Analysis

0086 (0086) currently trades at HK$4.02, while our model-based Fair Value estimate is HK$8.04 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 75/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, 0086 generated revenue of HK$3.7B at a net margin of 42.8%. Revenue grew 27.3% year over year. It earns a return on equity of 7.3%. Net debt stands at HK$6.5B. Fundamentals as of Jul 1, 2026

Key figures & financial health

Revenue (TTM) HK$3.7B

Revenue growth (YoY) +27.3%

Net margin 42.8%

Return on equity 7.3%

Free cash flow HK$2.1B FY2025

P/E ratio 5.0

More key figures

Operating margin 58.2%

EPS (TTM) HK$0.4500

Dividend yield 6.8%

EPS growth (YoY) +134%

Net debt HK$6.5B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 1, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

0086 reported revenue of HK$5.4B in FY2025 versus HK$7.0B in FY2021, a compound −6.3%/yr. Reported net income was HK$1.6B in FY2025, compounding −13.3%/yr from FY2021.

Revenue −6.3%/yr

FY21 HK$7.0B

FY22 HK$2.3B

FY23 HK$2.2B

FY24 HK$2.3B

FY25 HK$5.4B

Net income −13.3%/yr

FY21 HK$2.8B

FY22 −HK$1.5B

FY23 −HK$471M

FY24 HK$378M

FY25 HK$1.6B

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 1, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	3,002 MXN	-47%
Mastercard Incorporated MA	C$29.95	C$17.76	-41%
M4I M4I	€430.50	€367.81	-15%
American Express Company AXP	C$28.87	C$24.27	-16%
Capital One Financial Corporation COF	$200.70	$125.08	-38%
Bajaj Finance Limited BAJFINANCE	₹884.10	₹604.72	-32%

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Frequently asked questions

Is 0086 (0086) undervalued?

As of Jul 1, 2026, our model estimates a fair value of HK$8.04 versus a price of HK$4.02 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 0086?

Our model-based fair value for 0086 is HK$8.04 (as of Jul 1, 2026), built from audited fundamentals. The current price is HK$4.02.

What is the quality score of 0086?

0086 has a Quality Score of 75/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 0086 (0086)?

0086 reported trailing-twelve-month revenue of about HK$3.7B (latest available figure, as of Jul 1, 2026).

What is the net profit margin of 0086?

The net profit margin of 0086 is about 42.8%, meaning it keeps roughly 42.8% of revenue as net income. Based on the latest reported figures.

Does 0086 pay a dividend?

0086 currently shows a dividend yield of about 6.75% relative to its recent price (as of Jul 1, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.