6190 (6190) Fair Value & Analysis

Financial Services · Market cap HK$6.5B

6 6190 6190 · HK

PriceHK$2.48

Fair ValueHK$4.58

Upside+84.7%

Quality49/100

Watch 6190 for free — get notified when fair value or trend changes. Watch for free

Evidence: High Range HK$3.44 – HK$5.73

Fair value as of: Jul 2, 2026

From 26 valuation models · updated today

Share price +10.9% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$1.53 – HK$9.91 · fair‑value band HK$3.44 – HK$5.73 · the HK$2.48 price screens below the HK$4.58 fair value. As of Jul 2, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

6190 (6190) currently trades at HK$2.48, while our model-based Fair Value estimate is HK$4.58 — implying the stock looks roughly 84.7% undervalued today. We read business quality at 49/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 6190 generated revenue of HK$4.6B at a net margin of 18.3%. Revenue declined 2.8% year over year. It earns a return on equity of 1.9%. Net debt stands at HK$53.4B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$4.6B

Revenue growth (YoY) -2.8%

Net margin 18.3%

Return on equity 1.9%

Free cash flow HK$7.1B FY2025

P/E ratio 11.5

More key figures

Operating margin 32.6%

EPS (TTM) HK$0.3000

Dividend yield 2.4%

EPS growth (YoY) +6.0%

Net debt HK$53.4B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

6190 reported revenue of HK$17.6B in FY2025 versus HK$5.1B in FY2021, a compound +36.5%/yr. Reported net income was HK$806M in FY2025, compounding −17.4%/yr from FY2021.

Revenue +36.5%/yr

FY21 HK$5.1B

FY22 HK$5.3B

FY23 HK$4.3B

FY24 HK$4.3B

FY25 HK$17.6B

Net income −17.4%/yr

FY21 HK$1.7B

FY22 HK$1.6B

FY23 HK$724M

FY24 HK$744M

FY25 HK$806M

Is 6190 fairly valued? → Check now

Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹747.05	₹894.11	+20%
PT Bank Central Asia Tbk BBCA	6,125 IDR	6,087 IDR	-1%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,880 IDR	5,760 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks

Frequently asked questions

Is 6190 (6190) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$4.58 versus a price of HK$2.48 — about +85% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 6190?

Our model-based fair value for 6190 is HK$4.58 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$2.48.

What is the quality score of 6190?

6190 has a Quality Score of 49/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 6190 (6190)?

6190 reported trailing-twelve-month revenue of about HK$4.6B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 6190?

The net profit margin of 6190 is about 18.3%, meaning it keeps roughly 18.3% of revenue as net income. Based on the latest reported figures.

Does 6190 pay a dividend?

6190 currently shows a dividend yield of about 2.43% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.