AIRA Factoring Public Company (AF) Fair Value & Analysis
Financial Services · TH · Market cap 544M THB
Fair value as of: Jun 26, 2026
From 14 valuation models · updated 3 days ago
Share price −5.6% over the past month.
Price vs Fair Value (12 months)
12‑month range 0.2621 THB – 0.4562 THB · fair‑value band 0.0900 THB – 0.1500 THB · the 0.3300 THB price screens above the 0.1200 THB fair value. As of Jun 26, 2026.
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AIRA Factoring Public Company (AF) currently trades at 0.3300 THB, while our model-based Fair Value estimate is 0.1200 THB — implying the stock looks roughly 63.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).
Over the trailing twelve months, AIRA Factoring Public Company generated revenue of 245M THB at a net margin of 6.5%. Revenue declined 6.8% year over year. It earns a return on equity of 3.0%. Net debt stands at 2.1B THB. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
AIRA Factoring Public Company Limited provides receivable factoring services in Thailand. The company offers factoring, supplier financing, long-term, and promissory note loans; and e-factoring and online factoring services. It also provides lending services. The company was formerly known as Dhanamitr Factoring PLC and changed its name to AIRA Factoring Public Company Limited in September 2011. The company was incorporated in 1997 and is based in Bangkok, Thailand. AIRA Factoring Public Company Limited is a subsidiary of AIRA Capital Public Company Limited.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
AIRA Factoring Public Company reported revenue of 241M THB in FY2025 versus 196M THB in FY2021, a compound +5.3%/yr. Reported net income was 14.8M THB in FY2025, compounding −26.0%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.