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Atrium Mortgage Investment Corporation (AI) Fair Value & Analysis

Financial Services · CA · Market cap C$565M

AM Atrium Mortgage Investment Corporation AI · TO
PriceC$11.95
Fair ValueC$13.24
Upside+10.8%
Quality94/100
Evidence: High Range C$8.41 – C$16.55

Fair value as of: Jun 26, 2026

From 19 valuation models · updated 3 days ago

Share price +2.5% over the past month.

Price vs Fair Value (12 months)

C$11.95 C$10.08 Fair Value C$13.24 Jun 2025 Jun 2026

12‑month range C$10.08 – C$11.95 · fair‑value band C$8.41 – C$16.55 · the C$11.95 price screens below the C$13.24 fair value. As of Jun 26, 2026.

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Analysis

Atrium Mortgage Investment Corporation (AI) currently trades at C$11.95, while our model-based Fair Value estimate is C$13.24 — implying the stock looks roughly 10.8% undervalued today. We read business quality at 94/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Atrium Mortgage Investment Corporation generated revenue of C$60.9M at a net margin of 80.8%. Revenue grew 1.7% year over year. It earns a return on equity of 9.4%. Net debt stands at C$355M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) C$60.9M
Revenue growth (YoY) +1.7%
Net margin 80.8%
Return on equity 9.4%
Free cash flow C$67.9M FY2021
P/E ratio 11.4
More key figures
Operating margin 81.9%
EPS (TTM) C$1.03
Dividend yield 7.9%
EPS growth (YoY) -0.6%
Net debt C$355M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Atrium Mortgage Investment Corporation provides financing solutions to the residential, multi-residential, and commercial real estate businesses in Canada. It offers various types of mortgage loans, such as land and development financing, construction and mezzanine financing, commercial term and bridge financing services, and residential mortgages products. Atrium Mortgage Investment Corporation was incorporated in 2001 and is headquartered in Toronto, Canada.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Atrium Mortgage Investment Corporation reported revenue of C$85.1M in FY2025 versus C$44.5M in FY2021, a compound +17.6%/yr. Reported net income was C$49.1M in FY2025, compounding +4.1%/yr from FY2021.

Revenue +17.6%/yr
FY21 C$44.5M
FY22 C$50.1M
FY23 C$90.1M
FY24 C$88.7M
FY25 C$85.1M
Net income +4.1%/yr
FY21 C$41.8M
FY22 C$46.3M
FY23 C$51.5M
FY24 C$47.9M
FY25 C$49.1M

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Frequently asked questions

Is Atrium Mortgage Investment Corporation (AI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$13.24 versus a price of C$11.95 — about +11% (undervalued). Model-based estimate, not financial advice.
What is the fair value of AI?
Our 21-model fair value for Atrium Mortgage Investment Corporation is C$13.24 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$11.95.
What is the quality score of AI?
Atrium Mortgage Investment Corporation has a Quality Score of 94/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Atrium Mortgage Investment Corporation (AI)?
Atrium Mortgage Investment Corporation reported trailing-twelve-month revenue of about C$60.9M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of AI?
The net profit margin of Atrium Mortgage Investment Corporation is about 80.8%, meaning it keeps roughly 80.8% of revenue as net income. Based on the latest reported figures.
Does Atrium Mortgage Investment Corporation pay a dividend?
Atrium Mortgage Investment Corporation currently shows a dividend yield of about 7.90% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.