Fairvalue-Calculator Fairvalue-Calculator
EN DE

ALBIS Leasing AG (ALG) Fair Value & Analysis

Financial Services · DE · Market cap €60.6M

AL ALBIS Leasing AG ALG · XETRA
Price€2.94
Fair Value€2.47
Upside-16.0%
Quality95/100
Evidence: High Range €1.48 – €2.47

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 3 days ago

Share price −0.7% over the past month.

Price vs Fair Value (12 months)

€3.29 €2.79 Fair Value €2.47 Jun 2025 Jun 2026

12‑month range €2.79 – €3.29 · fair‑value band €1.48 – €2.47 · the €2.94 price screens above the €2.47 fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

ALBIS Leasing AG (ALG) currently trades at €2.94, while our model-based Fair Value estimate is €2.47 — implying the stock looks roughly 16.0% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, ALBIS Leasing AG generated revenue of €30.5M at a net margin of 20.5%. Revenue declined 8.1% year over year. It earns a return on equity of 17.3%. Net debt stands at €172M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) €30.5M
Revenue growth (YoY) -8.1%
Net margin 20.5%
Return on equity 17.3%
Free cash flow €194K FY2025
P/E ratio 15.1
More key figures
Operating margin 39.7%
EPS (TTM) €0.1900
Dividend yield 3.2%
EPS growth (YoY) -2.2%
Net debt €172M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

ALBIS Leasing AG, through its subsidiaries, provides leasing, hire purchase, and rental solutions for medium-sized companies in Germany. The company offers e-commerce solutions. It serves E-bikes and bicycles, catering supplies, business and workshop equipment, warehouse logistics, IT and office equipment, machines, forestry, park, and garden technology industries. ALBIS Leasing AG was founded in 1986 and is based in Hamburg, Germany.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

ALBIS Leasing AG reported revenue of €31.4M in FY2025 versus €27.4M in FY2021, a compound +3.4%/yr. Reported net income was €4.0M in FY2025, compounding +33.0%/yr from FY2021.

Revenue +3.4%/yr
FY21 €27.4M
FY22 €26.3M
FY23 €30.5M
FY24 €32.3M
FY25 €31.4M
Net income +33.0%/yr
FY21 €1.3M
FY22 €1.2M
FY23 €4.5M
FY24 €6.3M
FY25 €4.0M

Open the full interactive analysis →

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Visa Inc V 5,663 MXN 229.36 MXN -96%
Mastercard Incorporated MA C$29.95 C$17.76 -41%
M4I M4I €430.50 €368.29 -14%
American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $200.48 $122.33 -39%
Bajaj Finance Limited BAJFINANCE ₹889.40 ₹559.13 -37%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is ALBIS Leasing AG (ALG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €2.47 versus a price of €2.94 — about −16% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ALG?
Our 21-model fair value for ALBIS Leasing AG is €2.47 (as of Jun 26, 2026), built from audited fundamentals. The current price is €2.94.
What is the quality score of ALG?
ALBIS Leasing AG has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of ALBIS Leasing AG (ALG)?
ALBIS Leasing AG reported trailing-twelve-month revenue of about €30.5M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of ALG?
The net profit margin of ALBIS Leasing AG is about 20.5%, meaning it keeps roughly 20.5% of revenue as net income. Based on the latest reported figures.
Does ALBIS Leasing AG pay a dividend?
ALBIS Leasing AG currently shows a dividend yield of about 3.17% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.