Absecon Bancorp (ASCN) Fair Value & Analysis
Financial Services · US · Market cap $12.7M
Absecon Bancorp
ASCN · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 3 days ago
Share price −0.8% over the past month.
Price vs Fair Value (12 months)
12‑month range $58.07 – $118.99 · fair‑value band $142.28 – $237.14 · the $116.00 price screens below the $189.71 fair value. As of Jun 26, 2026.
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Absecon Bancorp (ASCN) currently trades at $116.00, while our model-based Fair Value estimate is $189.71 — implying the stock looks roughly 63.5% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
The balance sheet holds a net cash position of $23.2M. The stock trades on a trailing P/E of 8.5. Fundamentals as of Jun 26, 2026
Key figures & financial health
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Absecon Bancorp operates as the bank holding company for The First National Bank of Absecon that provides various personal and business banking products and services primarily in Atlantic County, New Jersey. It offers checking, NOW, money market, and savings accounts; certificates of deposit; individual retirement accounts; and credit card merchant accounts. The company also provides consumer loans, including secured and unsecured personal loans, new and used vehicle loans, fixed rate home equity loans, and home equity lines of credit; and mortgages, such as fixed rate mortgages, construction mortgages, and mortgage programs for investment properties and second homes, as well as land purchase loans. In addition, it offers commercial mortgages, business lines of credit, accounts receivable/inventory financing, letters of credit, equipment financing, and demand loans. Further, the company provides credit card merchant processing services, wire transfers, direct deposits, night deposit…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Absecon Bancorp reported revenue of $10.0M in FY2025 versus $5.6M in FY2021, a compound +15.8%/yr. Reported net income was $1.6M in FY2025, compounding +24.5%/yr from FY2021.
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Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹746.85 | ₹880.28 | +18% |
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| PT Bank Mandiri (Persero) Tbk BMRI | 3,710 IDR | 7,420 IDR | +100% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.