American Express Company (AXP) Fair Value & Analysis
Financial Services · US · Market cap $213B
American Express Company
AXP · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 6 days ago
Share price +13.2% over the past month.
Price vs Fair Value (12 months)
12‑month range $283.48 – $372.49 · fair‑value band $154.80 – $397.69 · the $342.46 price screens above the $206.40 fair value. As of Jun 26, 2026.
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American Express Company (AXP) currently trades at $342.46, while our model-based Fair Value estimate is $206.40 — implying the stock looks roughly 39.7% overvalued today. We read business quality at 65/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, American Express Company generated revenue of $68.8B at a net margin of 16.3%. Revenue grew 11.6% year over year. It earns a return on equity of 34.4%. Net debt stands at $10.1B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
American Express Company reported revenue of $80.5B in FY2025 versus $44.4B in FY2021, a compound +16.0%/yr. Reported net income was $10.8B in FY2025, compounding +7.7%/yr from FY2021.
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Recent news
- Visa Stock Surges 12.4% in a Month: Time to Buy, Hold or Sell?
- Mastercard Vs. American Express: Buy Mastercard to Secure Risk-Free Network Fees and Pure Margin Insulation
- Tripadvisor (TRIP) Is Up 5.9% After Selling TheFork To AmEx For $700 Million In Cash
- Why the Market Dipped But American Express (AXP) Gained Today
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | 5,663 MXN | 229.36 MXN | -96% |
| Mastercard Incorporated MA | C$29.95 | C$17.76 | -41% |
| M4I M4I | €430.50 | €368.29 | -14% |
| Capital One Financial Corporation COF | $200.48 | $122.33 | -39% |
| Bajaj Finance Limited BAJFINANCE | ₹889.40 | ₹559.13 | -37% |
| PYPL PYPL | 720.50 MXN | 81.23 MXN | -89% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.