Banco de Crédito e Inversiones (BCI) Fair Value & Analysis
Financial Services · CL · Market cap 13.1T CLP
Fair value as of: Jun 26, 2026
From 15 valuation models · updated 6 days ago
Share price +6.7% over the past month.
Price vs Fair Value (12 months)
12‑month range 34,974 CLP – 63,284 CLP · fair‑value band 44,423 CLP – 74,038 CLP · the 59,000 CLP price screens below the 59,231 CLP fair value. As of Jun 26, 2026.
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Banco de Crédito e Inversiones (BCI) currently trades at 59,000 CLP, while our model-based Fair Value estimate is 59,231 CLP — implying the stock looks roughly 0.4% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Banco de Crédito e Inversiones generated revenue of 2.7T CLP at a net margin of 37.0%. Revenue declined 2.3% year over year. It earns a return on equity of 13.8%. Net debt stands at 7.9T CLP. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Banco de Crédito e Inversiones provides various banking products and services in Chile, the United States, and Peru. It offers checking and current accounts; debit and credit cards; consumer and mortgage loans; factoring and leasing financing solutions; corporate finance and agency solutions; transactional services; and foreign exchange, hedging and structuring of derivatives, fixed income products, and international trade services. The company also provides money market and medium- and long-term mutual funds, foreign currency, and forward and fixed income instrument alternatives products; transactional services, such as payments, collection, cash pooling, electronic statement, and fund transfer services; commercial vehicle, private use vehicle, commercial fire, and transport and engineering insurance, as well as mortgage protection, fire, and earthquake insurance. In addition, it offers financing solutions, including short-term and long-term commercial credit, guarantee …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Banco de Crédito e Inversiones reported revenue of 3.3T CLP in FY2025 versus 2.2T CLP in FY2021, a compound +10.9%/yr. Reported net income was 996B CLP in FY2025, compounding +17.6%/yr from FY2021.
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Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹747.05 | ₹894.11 | +20% |
| ICICI Bank Limited ICICIBANK | ₹1,293 | ₹919.10 | -29% |
| PT Bank Central Asia Tbk BBCA | 5,650 IDR | 5,671 IDR | +0% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,880 IDR | 5,760 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 154,000 KRW | 172,992 KRW | +12% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.