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Banco de Crédito e Inversiones (BCI) Fair Value & Analysis

Basic Materials · CL · Market cap A$1.0B

PriceA$0.3750
Fair ValueA$0.1700
Upside-54.7%
Quality95/100
Evidence: Low Range A$0.1300 – A$0.2600

Fair value as of: Jun 25, 2026

Analysis

Banco de Crédito e Inversiones (BCI) currently trades at A$0.3750, while our model-based Fair Value estimate is A$0.1700 — implying the stock looks roughly 54.7% overvalued today. We read business quality at 95/100 (high quality), in the Basic Materials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

Banco de Crédito e Inversiones provides various banking products and services in Chile, the United States, and Peru. It offers checking and current accounts; debit and credit cards; consumer and mortgage loans; factoring and leasing financing solutions; corporate finance and agency solutions; transactional services; and foreign exchange, hedging and structuring of derivatives, fixed income products, and international trade services. The company also provides money market and medium- and long-term mutual funds, foreign currency, and forward and fixed income instrument alternatives products; transactional services, such as payments, collection, cash pooling, electronic statement, and fund transfer services; commercial vehicle, private use vehicle, commercial fire, and transport and engineering insurance, as well as mortgage protection, fire, and earthquake insurance. In addition, it offers financing solutions, including short-term and long-term commercial credit, guarantee certificate…

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Frequently asked questions

Is Banco de Crédito e Inversiones (BCI) undervalued?
As of Jun 25, 2026, our model estimates a fair value of A$0.1700 versus a price of A$0.3750 — about −55% (overvalued). Model-based estimate, not financial advice.
What is the fair value of BCI?
Our 21-model fair value for Banco de Crédito e Inversiones is A$0.1700 (as of Jun 25, 2026), built from audited fundamentals. The current price is A$0.3750.
What is the quality score of BCI?
Banco de Crédito e Inversiones has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.