Banco Comercial Português, S.A (BCP) Fair Value & Analysis
Financial Services · PT · Market cap €15.2B
Fair value as of: Jun 26, 2026
From 22 valuation models · updated 6 days ago
Share price +14.5% over the past month.
Price vs Fair Value (12 months)
12‑month range €0.6237 – €1.03 · fair‑value band €0.6700 – €1.12 · the €1.03 price screens above the €0.9000 fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Banco Comercial Português, S.A (BCP) currently trades at €1.03, while our model-based Fair Value estimate is €0.9000 — implying the stock looks roughly 12.2% overvalued today. We read business quality at 68/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Banco Comercial Português, S.A generated revenue of €3.7B at a net margin of 29.3%. Revenue grew 11.1% year over year. It earns a return on equity of 13.6%. Net debt stands at €2.1B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Banco Comercial Português, S.A. engages in the provision of various banking and financial products and services in Portugal and internationally. The company operates through Retail Banking; Companies and Corporate; Private Banking; International Business, and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring, insurance, and other products. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, leasing, consulting, brokerage, marketing, and real estate investment fund management services; and internet, telephone, and mobile banking services as well as buying and selling real estate. In addition, it offers credit, debit, and prepaid cards; personal, mortgage, car loan, and salary …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Banco Comercial Português, S.A reported revenue of €3.9B in FY2025 versus €2.5B in FY2021, a compound +11.8%/yr. Reported net income was €1.0B in FY2025, compounding +64.8%/yr from FY2021.
Is BCP fairly valued? → Check now
Recent news
- Banco Comercial Portugues (BPCGY) Surges 11.2%: Is This an Indication of Further Gains?
- Royal Bank (RY) Q2 Earnings and Revenues Beat Estimates
- Is Banco Comercial Português (ENXTLS:BCP) Still Attractive After A 56% One‑Year Share Price Jump?
- Banco Comercial Portugues SA (BPCGY) Q1 2026 Earnings Call Highlights: Strong Profit Growth ...
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹747.05 | ₹894.11 | +20% |
| PT Bank Central Asia Tbk BBCA | 6,225 IDR | 6,617 IDR | +6% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,880 IDR | 5,760 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 154,000 KRW | 172,992 KRW | +12% |
| PT Bank Mandiri (Persero) Tbk BMRI | 3,710 IDR | 7,420 IDR | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Banco Comercial Português, S.A (BCP) undervalued?
What is the fair value of BCP?
What is the quality score of BCP?
What is the revenue of Banco Comercial Português, S.A (BCP)?
What is the net profit margin of BCP?
Does Banco Comercial Português, S.A pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.