Computer Age Management Services Limited (CAMS) fair value: what the stock is really worth
We calculate from audited financials what Computer Age Management Services Limited is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range ₹375.42 – ₹78,468 · fair‑value band ₹433.02 – ₹891.98 · the ₹711.00 price screens above the ₹664.79 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
Computer Age Management Services Limited provides registrar and transfer agency services, including data processing and related activities, to financial institutions in India.
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Computer Age Management Services Limited provides registrar and transfer agency services, including data processing and related activities, to financial institutions in India. It provides MFCentral, a platform for mutual fund investors to digitally view their portfolios as well as manage and transact across their investments; myCAMS, a mobile app and portal for retail investors to manage and transact across multiple mutual funds; and digiLoan, which enables customers to avail digital borrowing against their mutual fund portfolios. The company offers edge360, a mobile app and portal for distributors and advisors, providing a platform for daily operations; GoCorp, a platform for corporate investors to transact across CAMS-managed mutual funds; CAMServ, a self-service chatbot to support investors with various financial and non-financial transactions; and eKYC, an OTP-based Aadhaar authentication solution that enables digital KYC. In addition, it provides CAMS WealthServ, a digital onboarding platform that offers paperless processing for alternate investment funds and portfolio management services investors; Think360.ai, which empowers BFSI enterprises with full-stack data science and AI solutions; and Bima Central, an insurance platform providing policyholder services, renewal reminders, a cover dashboard, downloads, and highlights. Further, it offers CAMSfinserv, an account aggregator platform; CAMS eNPS, a platform that offers an enhanced subscriber experience with pension services for account opening, record-keeping, and maintenance; CAMSPay, a platform for BFSI payments, offering same-day NAV processing and quick customer onboarding; Recon Dynamix, a cloud-based premier fintech reconciliation automation platform; and Fintuple, a digital transformation platform. The company was incorporated in 1988 and is based in Chennai, India.
Stock analysis
Computer Age Management Services Limited (CAMS) currently trades at ₹711.00, while our model-based Fair Value estimate is ₹664.79, implying the stock looks roughly 7.0% fairly valued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of ₹461.01 per share, and 0 of the 26 models we run sit above the ₹711.00 price.
Bear case: the Economic Profit group reads lowest at ₹149.34, and 26 of the 26 models stay below the price. Evidence for this calculation is medium.
Scenario range: ₹433.02 (bear) to ₹891.98 (bull), the price of ₹711.00 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 59/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Computer Age Management Services Limited reported revenue of ₹15.2B in FY2026 versus ₹9.1B in FY2022, a compound +13.6%/yr. Reported net income was ₹4.8B in FY2026, compounding +13.5%/yr from FY2022.
Key figures
Market cap ₹199B (≈ $2.1B) · P/E ratio 37.1 · P/S ratio 11.6 · EPS (TTM) ₹19.16 · Dividend yield 1.8% · Net margin 31.4% · Return on equity 38.7% · Return on assets (EBIT) 49.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 64 out of 100 (medium confidence).
What moves the price
The share trades about 17% below its 52-week high and 16% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 66% fair-value upside, at −7%, CAMS screens richer than that median.
Fair Value models
Bear ₹433.02Fair Value ₹664.79Bull ₹891.98
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 5 months old). Earnings retained since then (₹3.05 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+6.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.5%
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.7%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−12.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−14.5%
Dividend (yield on the price)1.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−15% vs −3%, slowing
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+23.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+11.6%
Yearly sales growth analysts expect, extended to five years.
Compare Computer Age Management Services Limited with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 479 stocks
Beats the industry median on 7/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score59 · Above median
Fair Value upside−19% · Below median
Profitability
Return on equity (TTM)39% · Top 25%
Return on assets21% · Top 25%
Net margin (TTM)31% · Top 25%
Operating margin (TTM)39% · Top 25%
Growth and dividend
Revenue growth11% · Above median
Dividend yield (TTM)1.8% · Below median
Valuation Multiplesvs Information Technology Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Computer Age Management Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/CAMS
Frequently asked questions
Is Computer Age Management Services Limited (CAMS) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of ₹664.79 versus a price of ₹711.00, about −7% upside (fairly valued).
What is the fair value of CAMS?
Our model-based fair value for Computer Age Management Services Limited is ₹664.79 (as of Sep 13, 2026), built from audited fundamentals. The current price: ₹711.00.
What is the quality score of CAMS?
Computer Age Management Services Limited has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Computer Age Management Services Limited (CAMS)?
Our model-based price target is the fair value of ₹664.79 (as of Sep 13, 2026) from 26 valuation models. Cautious scenario ₹433.02, optimistic scenario ₹891.98. It is a calculation from audited fundamentals, not an analyst target.
What is the Computer Age Management Services Limited stock forecast for 2026?
Our models put fair value at ₹664.79, about −7% upside versus a price of ₹711.00 (fairly valued). Cautious scenario ₹433.02, optimistic scenario ₹891.98. The calculation is refreshed regularly with new filings.
What is the revenue of Computer Age Management Services Limited (CAMS)?
Computer Age Management Services Limited reported trailing-twelve-month revenue of about ₹15.2B (latest available figure, as of Sep 13, 2026).
Does Computer Age Management Services Limited pay a dividend?
Computer Age Management Services Limited currently shows a dividend yield of about 1.76% relative to its recent price (as of Sep 13, 2026).
What growth is priced into Computer Age Management Services Limited (CAMS)?
For today's price to be fair in a discounted-cash-flow model, Computer Age Management Services Limited would have to grow free cash flow by +23.4 % per year for five years (discount rate 10.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +16.5 % per year. As of Sep 13, 2026.
What discount rate (WACC) does the fair value of CAMS use?
Our models discount Computer Age Management Services Limited at 10.9 %: a base by market capitalisation (mid), damped by beta 0.13, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Computer Age Management Services Limited that is +23.4 % per year a year over ten years, using the same discount rate (10.9 %) and the same formula as our fair value.
How much growth has Computer Age Management Services Limited (CAMS) delivered so far?
Over the past 5 years revenue at Computer Age Management Services Limited grew +16.5 % a year. The price currently implies +23.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Computer Age Management Services Limited (CAMS) growing?
The median revenue growth in the sector is +8.1 % a year. That is the yardstick for the growth priced into Computer Age Management Services Limited (+23.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Computer Age Management Services Limited (CAMS)?
The free-cash-flow yield on the price is 2.69 %: that much free cash flow Computer Age Management Services Limited produces per unit of market value. When it exceeds the discount rate of our models (10.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Computer Age Management Services Limited (CAMS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Computer Age Management Services Limited it is ₹664.79 per share (as of Sep 13, 2026), against a price of ₹711.00. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Computer Age Management Services Limited stock overvalued or undervalued in 2026?
As of Sep 13, 2026, CAMS trades above its calculated fair value: price ₹711.00, fair value ₹664.79, a gap of about −7% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CAMS?
No. The price is what the market pays today (₹711.00); the fair value is what the company's own numbers justify (₹664.79). For Computer Age Management Services Limited the two are ₹46.21 per share apart. That gap is exactly why we show both numbers side by side.
How much is Computer Age Management Services Limited worth?
The market values Computer Age Management Services Limited at about ₹199B (market capitalisation, as of Sep 13, 2026). Per share that is ₹711.00; our models calculate a fair value of ₹664.79 per share.
What do the bullish and bearish scenarios say about CAMS?
Our models span a range for Computer Age Management Services Limited: cautious scenario ₹433.02, base ₹664.79, optimistic ₹891.98 per share (as of Sep 13, 2026, price ₹711.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CAMS?
Computer Age Management Services Limited trades at a price-to-earnings ratio of 37.1 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹664.79 is built from several models across several years. Other multiples: P/B 15.1, P/S 13.1, EV/EBITDA 30.8.
How solid is the balance sheet of Computer Age Management Services Limited (CAMS)?
Balance-sheet figures for Computer Age Management Services Limited (as of Sep 13, 2026): return on equity 38.7%. They feed the Quality Score of 59/100, which measures business quality independently of the share price.
How far is CAMS from its 52-week high?
Computer Age Management Services Limited trades at ₹711.00, about 17% below its 52-week high of ₹860.94 and 16% above the low of ₹611.40 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of ₹664.79 is for.
Which stocks are comparable to Computer Age Management Services Limited?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Computer Age Management Services Limited stock attractive at the current price?
The data as of Sep 13, 2026: price ₹711.00, calculated fair value ₹664.79 (−7%), Quality Score 59/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CAMS calculated?
We run Computer Age Management Services Limited through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹664.79, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Computer Age Management Services Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Computer Age Management Services Limited right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (₹433.02 to ₹891.98) leaves room in how you read the outcome.
Key figures of Computer Age Management Services Limited
How large is the market capitalisation of Computer Age Management Services Limited (CAMS)?
The market capitalisation of Computer Age Management Services Limited is ₹199B (≈ $2.1B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Computer Age Management Services Limited (CAMS)?
The price-to-sales ratio of Computer Age Management Services Limited is 11.6 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Computer Age Management Services Limited (CAMS)?
Earnings per share at Computer Age Management Services Limited are ₹19.16 (price ÷ EPS = P/E 37.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Computer Age Management Services Limited (CAMS)?
The dividend yield of Computer Age Management Services Limited is 1.8% (payout 65.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Computer Age Management Services Limited (CAMS)?
The net margin of Computer Age Management Services Limited is 31.4% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Computer Age Management Services Limited (CAMS)?
The return on equity (ROE) of Computer Age Management Services Limited is 38.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Computer Age Management Services Limited (CAMS)?
On an EBIT basis the return on assets of Computer Age Management Services Limited is 49.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Computer Age Management Services Limited (CAMS)?
The operating margin of Computer Age Management Services Limited is 39.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Computer Age Management Services Limited (CAMS)?
Revenue at Computer Age Management Services Limited is growing +11.0% versus a year earlier (3y avg +16.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Computer Age Management Services Limited (CAMS)?
Earnings per share at Computer Age Management Services Limited are growing +10.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Computer Age Management Services Limited (CAMS) hold?
Computer Age Management Services Limited holds more cash than debt, ₹3.4B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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