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Calgro M3 Holdings (CGR) Fair Value & Analysis

Consumer Cyclical · ZA · Market cap 428M ZAC

CM Calgro M3 Holdings CGR · JSE
PriceR4.48
Fair ValueR15.08
Upside+236.6%
Quality97/100
Evidence: High Range R8.43 – R22.03

Fair value as of: Jun 26, 2026

From 16 valuation models · updated 3 days ago

Share price −5.3% over the past month.

Price vs Fair Value (12 months)

R5.97 R4.36 Fair Value R15.08 Jun 2025 Jun 2026

12‑month range R4.36 – R5.97 · fair‑value band R8.43 – R22.03 · the R4.48 price screens below the R15.08 fair value. As of Jun 26, 2026.

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Analysis

Calgro M3 Holdings (CGR) currently trades at R4.48, while our model-based Fair Value estimate is R15.08 — implying the stock looks roughly 236.6% undervalued today. We read business quality at 97/100 (high quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Calgro M3 Holdings generated revenue of 893M ZAR at a net margin of 17.9%. Revenue grew 21.4% year over year. It earns a return on equity of 10.7%. Net debt stands at 1.2B ZAR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 893M ZAC
Revenue growth (YoY) +21.4%
Net margin 17.9%
Return on equity 10.7%
Free cash flow −99.9M ZAC FY2026
P/E ratio 2.7
More key figures
Operating margin 13.5%
EPS (TTM) R1.65
EPS growth (YoY) +18.7%
Net debt 1.2B ZAC FY2026

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Calgro M3 Holdings Limited develops and manages integrated residential properties in South Africa. It operates in two segments, Residential Property Development and Memorial Parks. The Residential Property Development segment engages in mid to high income housing and integrated housing developments. The Memorial Parks segment develops and manages memorial parks, as well as provides burial rights, and associated burial and maintenance services. Calgro M3 Holdings Limited was founded in 1995 and is headquartered in Bryanston, South Africa.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Calgro M3 Holdings reported revenue of R893M in FY2026 versus R1.3B in FY2022, a compound −9.3%/yr. Reported net income was R160M in FY2026, compounding +5.0%/yr from FY2022.

Revenue −9.3%/yr
FY22 R1.3B
FY23 R1.5B
FY24 R1.3B
FY25 R869M
FY26 R893M
Net income +5.0%/yr
FY22 R132M
FY23 R186M
FY24 R197M
FY25 R165M
FY26 R160M

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Similar stocks

6 more Residential Construction stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
D.R. Horton, Inc D1HI34 R$810.00 R$188.89 -77%
PulteGroup, Inc PHM $118.40 $132.89 +12%
Lennar Corporation LEN $87.44 $142.47 +63%
NVR, Inc NVR $6,305 $6,172 -2%
Toll Brothers, Inc TOL $138.90 $127.31 -8%
Sekisui House, Ltd SKHSY $19.88 $35.50 +79%

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Frequently asked questions

Is Calgro M3 Holdings (CGR) undervalued?
As of Jun 26, 2026, our model estimates a fair value of R15.08 versus a price of R4.48 — about +237% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CGR?
Our 21-model fair value for Calgro M3 Holdings is R15.08 (as of Jun 26, 2026), built from audited fundamentals. The current price is R4.48.
What is the quality score of CGR?
Calgro M3 Holdings has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Calgro M3 Holdings (CGR)?
Calgro M3 Holdings reported trailing-twelve-month revenue of about 893M ZAR (latest available figure, as of Jun 26, 2026).
What is the net profit margin of CGR?
The net profit margin of Calgro M3 Holdings is about 17.9%, meaning it keeps roughly 17.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.