Youzan Technology Limited (CHNVF) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Youzan Technology Limited $0.04, price $0.12, upside -66.7%, quality 61 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Youzan Technology Limited
CHNVF · USStretched ValuationQuality growthStrong overvaluation with only moderate quality.
What runs behind every stock
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $0.0060 – $0.2200 · fair‑value band $0.0400 – $0.0600 · the $0.1200 price screens above the $0.0400 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Youzan Technology Limited, an investment holding company, provides online and offline e-commerce solutions in the People's Republic of China, Japan, and Canada. It operates through three segments: Third-Party Payment Services, Merchant Services, and Others.
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Youzan Technology Limited, an investment holding company, provides online and offline e-commerce solutions in the People's Republic of China, Japan, and Canada. It operates through three segments: Third-Party Payment Services, Merchant Services, and Others. The company offers third party payment and related consultancy services; and an e-commerce platform with various Software as a Service (Saas) products and services. In addition, it provides a suite of SaaS products, such as Youzan WeiMall, Youzan Store, Youzan Chain, Youzan Beauty, and other SaaS products; internet information; and factoring and guarantee, as well as research and development center services. Further, the company provides customized services for merchants and offers applications by third-party developers on Youzan App; and value-added services, including payment services, merchandise sourcing and distribution, consumer protection, and online traffic monetisation. The company was formerly known as China Youzan Limited and changed its name to Youzan Technology Limited in August 2024. Youzan Technology Limited was founded in 1995 and is headquartered in Wan Chai, Hong Kong.
Stock analysis
Youzan Technology Limited (CHNVF) currently trades at $0.1200, while our model-based Fair Value estimate is $0.0400, 66.7% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $0.0300 per share, and 0 of the 23 models we run sit above the $0.1200 price.
Bear case: the Earnings-Based group reads lowest at $0.0100, and 23 of the 23 models stay below the price. Evidence for this calculation is low.
Scenario range: $0.0400 (bear) to $0.0600 (bull), the price of $0.1200 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Youzan Technology Limited reported revenue of 1.4B CNY in FY2025 versus 1.6B CNY in FY2021, a compound −2.0%/yr. Reported net income was 159M CNY in FY2025.
Key figures
Market cap $610M · P/S ratio 0.41 · Net margin 11.0% · Return on equity 13.9% · Return on assets (EBIT) −14.2% · Operating margin 8.3% · Revenue (TTM) 1.5B CNY · Revenue growth (YoY) +2.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 7% below its 52-week high and 606% above its 52-week low.
For context, the median of 10 Technology peers we cover trades at −8% fair-value upside, at −67%, CHNVF screens richer than that median.
Fair Value models
All 24 models by family
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Set up alert →Quality Score breakdown
Of which business quality 59 · Market factors (momentum, volatility) 74
Revenue & earnings trend
Growth Forecast
CHNVF screens overvalued: fair value 67% below the price. Compare with SAP SE →
Compare Youzan Technology Limited with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 685 stocks
Valuation Multiplesvs Software - Application median · lower = cheaper
Context: sector, industry, market
- Is the Information Technology sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAP | €186.74 | €172.46 | −8% |
| Salesforce, Inc CRM | $229.57 | $342.73 | +49% |
| Shopify Inc SHOP | $144.01 | $64.36 | −55% |
| ServiceNow, Inc NOW | $134.01 | $147.41 | +10% |
| Uber Technologies, Inc UBER | $69.36 | $103.69 | +49% |
| Snowflake Inc SNOW | $330.31 | $74.36 | −77% |
| Automatic Data Processing, Inc ADP | $261.80 | $150.01 | −43% |
| Adobe Inc ADBE | $239.94 | $454.04 | +89% |
| Datadog, Inc DDOG | $268.70 | $32.52 | −88% |
| Cadence Design Systems, Inc CDNS | $326.70 | $225.48 | −31% |
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Key figures of Youzan Technology Limited
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