CPI (CPI) Fair Value & Analysis

Financial Services · Market cap 517B ZAC

C CPI CPI · JSE

PriceR4,694

Fair ValueR1,889

Upside-59.8%

Quality73/100

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Evidence: High Range R1,417 – R2,361

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 6 days ago

Share price +8.6% over the past month.

Price vs Fair Value (12 months)

12‑month range R3,289 – R4,704 · fair‑value band R1,417 – R2,361 · the R4,694 price screens above the R1,889 fair value. As of Jun 26, 2026.

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Analysis

CPI (CPI) currently trades at R4,694, while our model-based Fair Value estimate is R1,889 — implying the stock looks roughly 59.8% overvalued today. We read business quality at 73/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, CPI generated revenue of 42.4B ZAR at a net margin of 39.7%. Revenue grew 16.4% year over year. It earns a return on equity of 30.5%. The balance sheet holds a net cash position of 17.4B ZAR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 42.4B ZAC

Revenue growth (YoY) +16.4%

Net margin 39.7%

Return on equity 30.5%

Free cash flow 33.9B ZAC FY2026

P/E ratio 30.7

More key figures

Operating margin 54.2%

EPS (TTM) R145.46

Dividend yield 0.0%

EPS growth (YoY) +20.8%

Net cash 17.4B ZAC FY2026

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

CPI reported revenue of R76.2B in FY2026 versus R23.4B in FY2022, a compound +34.4%/yr. Reported net income was R16.8B in FY2026, compounding +18.5%/yr from FY2022.

Revenue +34.4%/yr

FY22 R23.4B

FY23 R23.4B

FY24 R27.3B

FY25 R64.1B

FY26 R76.2B

Net income +18.5%/yr

FY22 R8.5B

FY23 R9.2B

FY24 R10.6B

FY25 R13.7B

FY26 R16.8B

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹786.40	₹1,389	+77%
PT Bank Central Asia Tbk BBCA	4,850 IDR	5,562 IDR	+15%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,590 IDR	5,180 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	171,600 KRW	165,579 KRW	-4%
PT Bank Mandiri (Persero) Tbk BMRI	4,260 IDR	8,520 IDR	+100%

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Frequently asked questions

Is CPI (CPI) undervalued?

As of Jun 26, 2026, our model estimates a fair value of R1,889 versus a price of R4,694 — about −60% (overvalued). Model-based estimate, not financial advice.

What is the fair value of CPI?

Our model-based fair value for CPI is R1,889 (as of Jun 26, 2026), built from audited fundamentals. The current price is R4,694.

What is the quality score of CPI?

CPI has a Quality Score of 73/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of CPI (CPI)?

CPI reported trailing-twelve-month revenue of about 42.4B ZAR (latest available figure, as of Jun 26, 2026).

What is the net profit margin of CPI?

The net profit margin of CPI is about 39.7%, meaning it keeps roughly 39.7% of revenue as net income. Based on the latest reported figures.

Does CPI pay a dividend?

CPI currently shows a dividend yield of about 0.02% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.