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EARNZ plc (EARN) Fair Value & Analysis

Financial Services · GB · Market cap 9.5M GBX

EP EARNZ plc EARN · LSE
Price£0.0365
Fair Value£0.0268
Upside-26.5%
Quality95/100
Evidence: Low Range £0.0268 – £0.0305

Fair value as of: Jun 26, 2026

From 1 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from £0.0100 to £0.0268 (+168.3%) since Jun 25, 2026. Share price −20.0% over the past month.

Price vs Fair Value (12 months)

£0.0644 £0.0349 Fair Value £0.0268 Jun 2025 Jun 2026

12‑month range £0.0349 – £0.0644 · fair‑value band £0.0268 – £0.0305 · the £0.0365 price screens above the £0.0268 fair value. As of Jun 26, 2026.

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Analysis

EARNZ plc (EARN) currently trades at £0.0365, while our model-based Fair Value estimate is £0.0268 — implying the stock looks roughly 26.5% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Over the trailing twelve months, EARNZ plc generated revenue of £11.8M at a net margin of -14.8%. Revenue grew 167.3% year over year. It earns a return on equity of -49.6%. Net debt stands at £1.2M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 11.8M GBX
Revenue growth (YoY) +167%
Net margin -14.8%
Return on equity -49.6%
Free cash flow −2.4M GBX FY2025
Operating margin -15.7%
More key figures
EPS (TTM) £-0.0200
Net debt 1.2M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

EARNZ plc provides heating maintenance, new energy services, and boiler refits across residential and commercial properties. It focuses on building businesses in the energy services sector building fabric; and decarbonization of public and private sector building fabric. The company was formerly known as Verditek PLC and changed its name to EARNZ plc in March 2024. EARNZ plc was incorporated in 2016 and is based in Cheltenham, the United Kingdom.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

EARNZ plc reported revenue of £11.8M in FY2025 versus £108K in FY2021, a compound +223.5%/yr. Reported net income was −£1.7M in FY2025.

Revenue +223.5%/yr
FY21 £108K
FY22 £417K
FY23 £606K
FY24 £2.6M
FY25 £11.8M
Net income
FY21 −£988K
FY22 −£1.8M
FY23 −£2.1M
FY24 −£2.8M
FY25 −£1.7M

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Frequently asked questions

Is EARNZ plc (EARN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £0.0268 versus a price of £0.0365 — about −26% (overvalued). Model-based estimate, not financial advice.
What is the fair value of EARN?
Our 21-model fair value for EARNZ plc is £0.0268 (as of Jun 26, 2026), built from audited fundamentals. The current price is £0.0365.
What is the quality score of EARN?
EARNZ plc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of EARNZ plc (EARN)?
EARNZ plc reported trailing-twelve-month revenue of about £11.8M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of EARN?
The net profit margin of EARNZ plc is about -14.8%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.