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Findi Limited (FND) Fair Value & Analysis

Technology · AU · Market cap A$48.5M

FL Findi Limited FND · AU
PriceA$0.4050
Fair ValueA$0.7400
Upside+82.7%
Quality95/100
Evidence: Low Range A$0.5500 – A$0.9200

Fair value as of: Jun 24, 2026

From 4 valuation models · updated 5 days ago

Share price −22.1% over the past month.

Price vs Fair Value (12 months)

A$4.38 A$0.4000 Fair Value A$0.7400 Jun 2025 Jun 2026

12‑month range A$0.4000 – A$4.38 · fair‑value band A$0.5500 – A$0.9200 · the A$0.4050 price screens below the A$0.7400 fair value. As of Jun 24, 2026.

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Analysis

Findi Limited (FND) currently trades at A$0.4050, while our model-based Fair Value estimate is A$0.7400 — implying the stock looks roughly 82.7% undervalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, Findi Limited generated revenue of A$89.6M at a net margin of -57.4%. Revenue grew 51.3% year over year. Net debt stands at A$128M. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) A$89.6M
Revenue growth (YoY) +51.3%
Net margin -57.4%
Return on equity -111%
Free cash flow −A$50.6M FY2025
Operating margin -33.5%
More key figures
EPS (TTM) A$-0.8200
EPS growth (YoY) +13.5%
Net debt A$128M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Findi Limited reported revenue of A$83.0M in FY2025 versus A$4.6M in FY2021, a compound +106.4%/yr. Reported net income was −A$44.2M in FY2025.

Revenue +106.4%/yr
FY21 A$4.6M
FY22 A$52.1M
FY23 A$62.8M
FY24 A$61.1M
FY25 A$83.0M
Net income
FY21 −A$1.5M
FY22 A$2.4M
FY23 A$4.0M
FY24 −A$12.5M
FY25 −A$44.2M

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Frequently asked questions

Is Findi Limited (FND) undervalued?
As of Jun 24, 2026, our model estimates a fair value of A$0.7400 versus a price of A$0.4050 — about +83% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FND?
Our 21-model fair value for Findi Limited is A$0.7400 (as of Jun 24, 2026), built from audited fundamentals. The current price is A$0.4050.
What is the quality score of FND?
Findi Limited has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Findi Limited (FND)?
Findi Limited reported trailing-twelve-month revenue of about A$89.6M (latest available figure, as of Jun 24, 2026).
What is the net profit margin of FND?
The net profit margin of Findi Limited is about -57.4%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.