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FRC (FRC) Fair Value & Analysis

Financial Services · MX · Market cap 10.5B MXN

F FRC FRC · MX
Price60.95 MXN
Fair Value116.23 MXN
Upside+90.7%
Quality89/100
Evidence: Medium Range 87.18 MXN – 145.29 MXN

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from 77.50 MXN to 116.23 MXN (+50.0%) since Jun 24, 2026.

Price vs Fair Value (12 months)

60.95 MXN 60.95 MXN Fair Value 116.23 MXN Jun 2025 Jun 2026

12‑month range 60.95 MXN – 60.95 MXN · fair‑value band 87.18 MXN – 145.29 MXN · the 60.95 MXN price screens below the 116.23 MXN fair value. As of Jun 26, 2026.

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Analysis

FRC (FRC) currently trades at 60.95 MXN, while our model-based Fair Value estimate is 116.23 MXN — implying the stock looks roughly 90.7% undervalued today. We read business quality at 89/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, FRC generated revenue of 5.6B MXN at a net margin of 27.6%. Revenue declined 13.9% year over year. It earns a return on equity of 9.0%. Net debt stands at 11.0B MXN. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 5.6B MXN
Revenue growth (YoY) -13.9%
Net margin 27.6%
Return on equity 9.0%
Free cash flow 55.0M MXN FY2022
Operating margin 37.5%
More key figures
EPS (TTM) 138.96 MXN
EPS growth (YoY) -38.5%
Net debt 11.0B MXN FY2022

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.

Revenue & earnings trend

FY2018 – FY2022 · reported fiscal years

FRC reported revenue of 5.8B MXN in FY2022 versus 3.0B MXN in FY2018, a compound +18.1%/yr. Reported net income was 1.7B MXN in FY2022, compounding +18.2%/yr from FY2018.

Revenue +18.1%/yr
FY18 3.0B MXN
FY19 3.3B MXN
FY20 3.9B MXN
FY21 5.0B MXN
FY22 5.8B MXN
Net income +18.2%/yr
FY18 854M MXN
FY19 930M MXN
FY20 1.1B MXN
FY21 1.5B MXN
FY22 1.7B MXN

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
HDFC Bank Limited HDFCBANK ₹746.85 ₹880.28 +18%
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PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,870 IDR 5,740 IDR +100%
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PT Bank Mandiri (Persero) Tbk BMRI 4,260 IDR 8,520 IDR +100%

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Frequently asked questions

Is FRC (FRC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 116.23 MXN versus a price of 60.95 MXN — about +91% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FRC?
Our 21-model fair value for FRC is 116.23 MXN (as of Jun 26, 2026), built from audited fundamentals. The current price is 60.95 MXN.
What is the quality score of FRC?
FRC has a Quality Score of 89/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of FRC (FRC)?
FRC reported trailing-twelve-month revenue of about 5.6B MXN (latest available figure, as of Jun 26, 2026).
What is the net profit margin of FRC?
The net profit margin of FRC is about 27.6%, meaning it keeps roughly 27.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.