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Finanza.tech S.p.A (FTC) Fair Value & Analysis

Industrials · IT · Market cap €3.0M

FT Finanza.tech S.p.A FTC · MI
Price€0.2240
Fair Value€2.02
Upside+801.8%
Quality95/100
Evidence: Low Range €1.51 – €2.52

Fair value as of: Jun 24, 2026

From 3 valuation models · updated 5 days ago

Share price −13.7% over the past month.

Price vs Fair Value (12 months)

€0.5046 €0.2240 Fair Value €2.02 Jun 2025 Jun 2026

12‑month range €0.2240 – €0.5046 · fair‑value band €1.51 – €2.52 · the €0.2240 price screens below the €2.02 fair value. As of Jun 24, 2026.

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Analysis

Finanza.tech S.p.A (FTC) currently trades at €0.2240, while our model-based Fair Value estimate is €2.02 — implying the stock looks roughly 801.8% undervalued today. We read business quality at 95/100 (high quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, Finanza.tech S.p.A generated revenue of €4.6M at a net margin of -43.7%. Revenue declined 37.9% year over year. It earns a return on equity of -29.1%. Net debt stands at €2.4M. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) €4.6M
Revenue growth (YoY) -37.9%
Net margin -43.7%
Return on equity -29.1%
Free cash flow −€482 FY2025
Operating margin 7.8%
More key figures
EPS (TTM) €-0.1500
Net debt €2.4M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

Finanza.tech S.p.A., a fintech company, provides financial advisory services in Italy. It offers financing, factoring, leasing, bonds and minibonds, and transfer of tax credit services; company, clients, and suppliers analyzing services, as well as sectoral analysis and competition services; and mergers and acquisitions, stock exchange listing, private equity and capital, subsidized finance services. The company is headquartered in Milan, Italy.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Finanza.tech S.p.A reported revenue of €3.3M in FY2025 versus €3.3M in FY2021, a compound −0.4%/yr. Reported net income was −€2.0M in FY2025.

Revenue −0.4%/yr
FY21 €3.3M
FY22 €4.2M
FY23 €10.7M
FY24 €8.3M
FY25 €3.3M
Net income
FY21 €486K
FY22 €103K
FY23 €622K
FY24 €157K
FY25 −€2.0M

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Frequently asked questions

Is Finanza.tech S.p.A (FTC) undervalued?
As of Jun 24, 2026, our model estimates a fair value of €2.02 versus a price of €0.2240 — about +802% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FTC?
Our 21-model fair value for Finanza.tech S.p.A is €2.02 (as of Jun 24, 2026), built from audited fundamentals. The current price is €0.2240.
What is the quality score of FTC?
Finanza.tech S.p.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Finanza.tech S.p.A (FTC)?
Finanza.tech S.p.A reported trailing-twelve-month revenue of about €4.6M (latest available figure, as of Jun 24, 2026).
What is the net profit margin of FTC?
The net profit margin of Finanza.tech S.p.A is about -43.7%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.