Experian plc (EXPGY) Fair Value & Analysis
Industrials · US · Market cap $29.9B
Experian plc
EXPGY · US
Fair value as of: Jul 17, 2026
From 24 valuation models · updated 24 days ago
Share price +10.3% over the past month.
A solid business, but screening 24% overvalued on our models.
What matters now
- Solid but not exceptional quality (69/100) and above fair value, neither a clear bargain nor a standout compounder.
- A fairly wide model range ($16.83 to $42.98) leaves room in how you read the outcome.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.
How to read this chart
60‑month range $26.19 – $54.59 · fair‑value band $16.83 – $42.98 · the $39.12 price screens above the $29.60 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.
Analysis
Experian plc (EXPGY) currently trades at $39.12, while our model-based Fair Value estimate is $29.60, implying the stock looks roughly 24.3% overvalued today. The Quality Score stands at 69/100 (solid quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Experian plc generated revenue of $8.4B at a net margin of 17.8%. Revenue grew 12.3% year over year. It earns a return on equity of 28.3%. Net debt stands at $5.1B. Fundamentals as of Jul 17, 2026
Our scenario range runs from $16.83 (bear case) to $42.98 (bull case); at $39.12, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at -15% fair-value upside, at -24%, EXPGY screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth Earnings ($31.74) versus Asset-Based ($4.16). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 66 · Market factors (momentum, volatility) 40
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Experian plc, together with its subsidiaries, operates as a data and technology company in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments: Business-to-Business and Consumer Services.
Full company description
Experian plc, together with its subsidiaries, operates as a data and technology company in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments: Business-to-Business and Consumer Services. The company provides data, software, and AI-enabled analytics integrate directly into client workflows to support decisioning, risk management, fraud prevention and customer engagement at scale; credit information, affordability insights, identity protection and personalized offers. It serves its customers in financial service, health, automotive, and marketing services. The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008. Experian plc was founded in 1826 and is headquartered in Dublin, Ireland.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Experian plc reported revenue of $8.4B in FY2026 versus $6.3B in FY2022, a compound +7.7%/yr. Reported net income was $1.5B in FY2026, compounding +6.6%/yr from FY2022.
EXPGY screens 24% overvalued. Compare with Verisk Analytics, Inc →
Earlier news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Experian Recognized by Chartis Research for Advancing AI Model Governance in Quantitative Analytics50 2026
- ServiceNow (NOW) Teams Up With TeamViewer As Experian Expands AI Platform Use
Peer Group
Consulting Services · 83 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Consulting Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Consulting Services stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Verisk Analytics, Inc VRSK | $201.49 | $145.58 | -28% |
| SGS SA SGSN | CHF 94.68 | CHF 68.96 | -27% |
| Equifax Inc EFX | $177.08 | $101.34 | -43% |
| Bureau Veritas SA BVI | €27.20 | €27.81 | +2% |
| ALS Limited ALQ | A$21.96 | A$11.02 | -50% |
| Booz Allen Hamilton Holding BAH | $63.94 | $120.62 | +89% |
| DKSH Holding DKSH | CHF 67.60 | CHF 64.81 | -4% |
| FTI Consulting, Inc FCN | $156.86 | $171.64 | +9% |
| Centre Testing International Group 300012 | ¥14.06 | ¥11.90 | -15% |
| GRG Metrology & Test Group 002967 | ¥16.56 | ¥11.69 | -29% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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