Fintech Select Ltd (FTEC) Fair Value & Analysis
Technology · CA · Market cap C$3.2M
Strengths
Risks
Fair value as of: Jun 23, 2026
From 3 valuation models · updated 60 days ago
Fair value updated Jun 23, 2026, revised from C$0.0900 to C$0.0750 (−16.7%) since Jun 17, 2026. Share price −16.7% over the past month.
Below-average quality, screening 200% undervalued on our models.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The large discount to fair value meets weak quality (30/100). That raises the risk this is a value trap rather than a bargain.
- The price is below even our cautious bear case (C$0.0583). The market is more pessimistic than our downside scenario.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jun 23, 2026.
How to read this chart
60‑month range C$0.0200 – C$0.1200 · fair‑value band C$0.0583 – C$0.0917 · the C$0.0250 price screens below the C$0.0750 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jun 23, 2026.
Analysis
Fintech Select Ltd (FTEC) currently trades at C$0.0250, while our model-based Fair Value estimate is C$0.0750, implying the stock looks roughly 200.0% undervalued today. The Quality Score stands at 30/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.
Over the trailing twelve months, Fintech Select Ltd generated revenue of C$3.0M at a net margin of -9.8%. Revenue grew 16.6% year over year. Fundamentals as of Jun 23, 2026
Our scenario range runs from C$0.0583 (bear case) to C$0.0917 (bull case); at C$0.0250, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 75% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -55% fair-value upside, at 200%, FTEC screens cheaper than that median.
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jun 23, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 30 · Market factors (momentum, volatility) 26
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Fintech Select Ltd. provides financial payment services in Canada. The company offers Visa And MasterCard prepaid card solutions that serves a point of sale (POS) footprint, which allows consumers to activate, fund, and reload their cards.
Full company description
Fintech Select Ltd. provides financial payment services in Canada. The company offers Visa And MasterCard prepaid card solutions that serves a point of sale (POS) footprint, which allows consumers to activate, fund, and reload their cards. It also provides Twifty, an online and e-wallet payment solution that offers e-commerce, processing, corporate disbursements, and remittances, as well as online payment processing services. In addition, the company offers Selectcoin for buying and selling cryptocurrencies. Further, it provides prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions; and operates a multi-lingual call center. The company was formerly known as Selectcore Ltd. and changed its name to Fintech Select Ltd. in August 2017. Fintech Select Ltd. was founded in 1999 and is headquartered in Chatham-Kent, Canada.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Fintech Select Ltd reported revenue of C$2.8M in FY2025 versus C$2.8M in FY2021, a compound +0.0%/yr. Reported net income was −C$501K in FY2025.
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Peer Group
Software - Infrastructure · 376 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jun 23, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $506.06 | $365.74 | -28% |
| Oracle Corporation ORAC | C$7.00 | C$3.12 | -55% |
| Fortinet, Inc FTNT | $152.85 | $61.46 | -60% |
| Synopsys, Inc 1SNPS | €347.50 | €90.31 | -74% |
| Block, Inc XYZ | A$111.01 | A$70.69 | -36% |
| Range Intelligent Computing Technology Group 300442 | ¥67.70 | ¥30.89 | -54% |
| One97 Communications Limited PAYTM | ₹1,631 | ₹198.91 | -88% |
| Oracle Financial Services Software Limited OFSS | ₹11,679 | ₹6,897 | -41% |
| 360 Security Technology Inc 601360 | ¥9.58 | ¥1.05 | -89% |
| PT GoTo Gojek Tokopedia Tbk GOTO | 50.00 IDR | 20.41 IDR | -59% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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