Fairvalue-Calculator Fairvalue-Calculator
EN DE

Helia Group (HLI) Fair Value & Analysis

Financial Services · AU · Market cap A$1.3B

HG Helia Group HLI · AU
PriceA$5.53
Fair ValueA$11.06
Upside+100.0%
Quality95/100
Evidence: High Range A$8.30 – A$13.82

Fair value as of: Jun 26, 2026

From 23 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from A$10.94 to A$11.06 (+1.1%) since Jun 25, 2026. Share price +12.0% over the past month.

Price vs Fair Value (12 months)

A$5.53 A$3.39 Fair Value A$11.06 Jun 2025 Jun 2026

12‑month range A$3.39 – A$5.53 · fair‑value band A$8.30 – A$13.82 · the A$5.53 price screens below the A$11.06 fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Helia Group (HLI) currently trades at A$5.53, while our model-based Fair Value estimate is A$11.06 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Helia Group generated revenue of A$479M at a net margin of 51.2%. Revenue declined 28.9% year over year. It earns a return on equity of 23.3%. The balance sheet holds a net cash position of A$37.2M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) A$479M
Revenue growth (YoY) -28.9%
Net margin 51.2%
Return on equity 23.3%
Free cash flow A$108M FY2025
P/E ratio 5.3
More key figures
Operating margin 88.0%
EPS (TTM) A$0.8900
Dividend yield 6.8%
EPS growth (YoY) -14.6%
Net cash A$37.2M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Helia Group Limited, together with its subsidiaries, engages in the loan mortgage insurance business primarily in Australia. It offers Lenders Mortgage Insurance (LMI), which provides protection to lenders, helping them facilitate property purchases with smaller deposits and protecting them against the risk of potential losses. The company was formerly known as Genworth Mortgage Insurance Australia Limited and changed its name to Helia Group Limited in November 2022. The company was founded in 1965 and is headquartered in North Sydney, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Helia Group reported revenue of A$471M in FY2025 versus A$372M in FY2021, a compound +6.1%/yr. Reported net income was A$245M in FY2025, compounding +6.2%/yr from FY2021.

Revenue +6.1%/yr
FY21 A$372M
FY22 A$580M
FY23 A$538M
FY24 A$518M
FY25 A$471M
Net income +6.2%/yr
FY21 A$193M
FY22 A$187M
FY23 A$275M
FY24 A$232M
FY25 A$245M

Open the full interactive analysis →

Similar stocks

6 more Insurance - Specialty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Fidelity National Financial, Inc FNF $46.94 $38.62 -18%
Medibank Private Limited MDBPF $3.90 $2.00 -49%
Beazley plc BZLYF $16.90 $33.80 +100%
Ryan Specialty Holdings RYAN $35.95 $6.37 -82%
AXIS Capital Holdings AXS $100.99 $137.32 +36%
First American Financial Corporation FAF $68.28 $87.16 +28%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Helia Group (HLI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$11.06 versus a price of A$5.53 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of HLI?
Our 21-model fair value for Helia Group is A$11.06 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$5.53.
What is the quality score of HLI?
Helia Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Helia Group (HLI)?
Helia Group reported trailing-twelve-month revenue of about A$479M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of HLI?
The net profit margin of Helia Group is about 51.2%, meaning it keeps roughly 51.2% of revenue as net income. Based on the latest reported figures.
Does Helia Group pay a dividend?
Helia Group currently shows a dividend yield of about 6.82% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.