AXIS Capital Holdings Ltd (AXS) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of AXIS Capital Holdings Ltd stock $117, price $106, upside +10.6%, quality 49 out of 100. Rating: fairly valued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
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AXIS Capital Holdings Ltd
AXS · USThe stock costs about what our calculation considers fair.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $39.59 – $119.27 · fair‑value band $92.58 – $159.96 · the $105.97 price screens below the $117.17 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Company profile
AXIS Capital Holdings Limited, through its subsidiaries, provides various specialty insurance and reinsurance products in Bermuda, the United States, and internationally. The company operates through two segments, Insurance and Reinsurance.
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Its Insurance segment offers professional insurance products that cover directors' and officers' liability, errors and omissions, employment practices, fiduciary, crime, professional indemnity, medical malpractice, environmental liability, and other financial insurance related coverages for commercial enterprises, financial institutions, not-for-profit organizations, and other professional service providers; and property insurance products for commercial buildings, residential premises, construction projects, property in transit, onshore renewable energy installations, and physical damage and business interruption following an act of terrorism.
This segment also provides marine and aviation insurance services for offshore energy, offshore renewable energy, ocean marine, cargo, liability, including kidnap and ransom, fine art, specie, and hull war, hull and liability, and specific war coverage for passenger airlines, cargo operations, general aviation operations, airports, aviation authorities, security firms, and product manufacturers; personal accident, travel insurance, specialty health products for employer and affinity groups, and pet insurance products; and liability, cyber, and credit and political risk insurance services.
The Reinsurance segment offers agriculture, marine and aviation, catastrophe, accident and health, credit and surety, motor, professional, travel, life, engineering, property, and liability reinsurance products.
AXIS Capital Holdings Limited was founded in 2001 and is headquartered in Pembroke, Bermuda.
Stock analysis
AXIS Capital Holdings Ltd (AXS) currently trades at $105.97, while our model-based Fair Value estimate is $117.17, so the stock looks roughly fairly valued today (gap 9.6%).
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Valuation
Bull case: the Multiples group reads highest at a median of $127.97 per share, and 2 of the 6 models we run sit above the $105.97 price.
Bear case: the Dividend Discount group reads lowest at $43.06, and 4 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: $92.58 (bear) to $159.96 (bull), the price of $105.97 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
AXIS Capital Holdings Ltd reported revenue of $6.6B in FY2025 versus $5.3B in FY2021, a compound +5.4%/yr. Reported net income was $1.0B in FY2025, compounding +13.0%/yr from FY2021.
Key figures
Market cap $7.9B Mid · P/E ratio 7.5 · P/S ratio 1.16 · EPS (TTM) $14.06 · Dividend yield 1.7% · Net margin 16.2% · Return on equity 17.4% · Return on assets (EBIT) 2.2% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 60 out of 100 (low confidence).
What moves the price
The share trades about 11% below its 52-week high and 12% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at 5% fair-value upside, at 11%, AXS screens cheaper than that median.
Fair Value models
All 6 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, one officer or director sold shares worth $519,392 and none bought.
- SaleHenry B SmithDirector2× since May 7, 2026: 7,435 shares, avg. $103.60$770,262Nov 2, 2026
- SaleCharles A DavisDirector2,404,133 shares at $98.90$237.8MNov 19, 2025
Plus 2 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
Watch AXS, get fair value alerts →
Recent news
- The 5 most interesting analyst questions from AXIS Capital’s Q3 earnings call
- How Investors Are Reacting To AXIS Capital Holdings (AXS) Earnings Beat
- AXIS Capital Holdings (AXS) Has Fresh Attention, But What Is The Market Missing?
- AXIS Capital (AXS) Stock May Be Undervalued As Strong Q3 Earnings Land
Compare AXIS Capital Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance - Specialty · 23 stocks
Valuation Multiplesvs Insurance - Specialty median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Fair value gap by industry
- Return on assets by industry
- Stock screener with 62 metrics
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Insurance - Specialty stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Assured Guaranty Ltd AGO | $73.45 | $119.47 | +63% | vs AXS |
| NMI Holdings NMIH | $39.03 | $47.41 | +21% | vs AXS |
| Radian Group RDN | $35.97 | $40.29 | +12% | vs AXS |
| Essent Group ESNT | $63.41 | $70.15 | +11% | vs AXS |
| MGIC Investment Corporation MTG | $28.60 | $29.94 | +5% | vs AXS |
| Enact Holdings ACT | $46.43 | $44.39 | −4% | vs AXS |
| First American Financial Corporation FAF | $67.01 | $52.72 | −21% | vs AXS |
| Fidelity National Financial, Inc FNF | $43.84 | $29.18 | −33% | vs AXS |
| nib holdings limited, NHF | A$6.76 | A$3.46 | −49% | vs AXS |
| Medibank Private Limited MPL | A$5.21 | A$1.95 | −63% | vs AXS |
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Key figures of AXIS Capital Holdings Ltd
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