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IFS Capital (Thailand) Public Company (IFS) Fair Value & Analysis

Financial Services · TH · Market cap 898M THB

IC IFS Capital (Thailand) Public Company IFS · BK
Price1.85 THB
Fair Value2.51 THB
Upside+35.7%
Quality95/100
Evidence: High Range 1.88 THB – 3.14 THB

Fair value as of: Jun 26, 2026

From 16 valuation models · updated 3 days ago

Price vs Fair Value (12 months)

2.14 THB 1.61 THB Fair Value 2.51 THB Jun 2025 Jun 2026

12‑month range 1.61 THB – 2.14 THB · fair‑value band 1.88 THB – 3.14 THB · the 1.85 THB price screens below the 2.51 THB fair value. As of Jun 26, 2026.

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Analysis

IFS Capital (Thailand) Public Company (IFS) currently trades at 1.85 THB, while our model-based Fair Value estimate is 2.51 THB — implying the stock looks roughly 35.7% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Trailing-twelve-month revenue stands at 468M THB. Revenue grew 2.2% year over year. It earns a return on equity of 5.2%. Net debt stands at 1.8B THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 468M THB
Revenue growth (YoY) +2.2%
Return on equity 5.2%
Free cash flow −9.1M THB FY2025
P/E ratio 7.3
EPS (TTM) 0.2500 THB
More key figures
EPS growth (YoY) -33.2%
Net debt 1.8B THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

IFS Capital (Thailand) Public Company Limited engages in the provision of factoring, leasing, hire purchase, office rental, and other financial services in Thailand, Singapore, Malaysia, and Indonesia. It operates through Factoring Business; and Hire Purchase and Finance Leasing Business segments. The company offers domestic and export factoring services, as well as supply chain finance, a buyer-lead financing solution. It also provides factoring services for small and medium-sized enterprises. In addition, the company offers other services, such as letter of credit and trust receipt, inventory and contract financing, floor plan, and block discounting services. Further, it provides e-Factoring services. It serves distributors of chemicals, construction materials, consumables, medical tools and equipment, and others; manufacturing industries, such as auto parts, food and beverage, electronics, packaging, and others; man power, cleaning and security, medical and healthcare, advertisin…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

IFS Capital (Thailand) Public Company reported revenue of 453M THB in FY2025 versus 349M THB in FY2021, a compound +6.7%/yr. Reported net income was 95.4M THB in FY2025, compounding −11.1%/yr from FY2021.

Revenue +6.7%/yr
FY21 349M THB
FY22 378M THB
FY23 383M THB
FY24 394M THB
FY25 453M THB
Net income −11.1%/yr
FY21 153M THB
FY22 157M THB
FY23 158M THB
FY24 137M THB
FY25 95.4M THB

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Frequently asked questions

Is IFS Capital (Thailand) Public Company (IFS) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 2.51 THB versus a price of 1.85 THB — about +36% (undervalued). Model-based estimate, not financial advice.
What is the fair value of IFS?
Our 21-model fair value for IFS Capital (Thailand) Public Company is 2.51 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 1.85 THB.
What is the quality score of IFS?
IFS Capital (Thailand) Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of IFS Capital (Thailand) Public Company (IFS)?
IFS Capital (Thailand) Public Company reported trailing-twelve-month revenue of about 468M THB (latest available figure, as of Jun 26, 2026).
What is the net profit margin of IFS?
The net profit margin of IFS Capital (Thailand) Public Company is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.