Integrated System Credit Consulting Fintech S.p.A (ISC) Fair Value & Analysis
Financial Services · IT · Market cap €11.4M
Fair value as of: Jun 26, 2026
From 1 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from €1.06 to €0.2900 (−72.6%) since Jun 24, 2026. Share price −8.8% over the past month.
Price vs Fair Value (12 months)
12‑month range €0.8396 – €1.62 · fair‑value band €0.1900 – €0.3600 · the €0.8900 price screens above the €0.2900 fair value. As of Jun 26, 2026.
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Integrated System Credit Consulting Fintech S.p.A (ISC) currently trades at €0.8900, while our model-based Fair Value estimate is €0.2900 — implying the stock looks roughly 67.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Over the trailing twelve months, Integrated System Credit Consulting Fintech S.p.A generated revenue of €5.4M at a net margin of -42.1%. Revenue declined 34.5% year over year. It earns a return on equity of -20.8%. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Integrated System Credit Consulting Fintech S.p.A. provides credit management services in Italy. It offers debt management and collection services through due diligence and acquisition, phone and home collection services, and legal actions for credit recovery. The company was founded in 2019 and is headquartered in Turin, Italy. Integrated System Credit Consulting Fintech S.p.A. operates as a subsidiary of Conafi Srl.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Integrated System Credit Consulting Fintech S.p.A reported revenue of €5.3M in FY2025 versus €1.5M in FY2021, a compound +37.2%/yr. Reported net income was −€2.3M in FY2025.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.