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Integrated System Credit Consulting Fintech S.p.A (ISC) Fair Value & Analysis

Financial Services · IT · Market cap €11.4M

Price€0.9280
Fair Value€1.06
Upside+14.2%
Quality95/100
Evidence: Low Range €0.7900 – €1.32

Fair value as of: Jun 24, 2026

Analysis

Integrated System Credit Consulting Fintech S.p.A (ISC) currently trades at €0.9280, while our model-based Fair Value estimate is €1.06 — implying the stock looks roughly 14.2% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

About the company

Integrated System Credit Consulting Fintech S.p.A. provides credit management services in Italy. It offers debt management and collection services through due diligence and acquisition, phone and home collection services, and legal actions for credit recovery. The company was founded in 2019 and is headquartered in Turin, Italy. Integrated System Credit Consulting Fintech S.p.A. operates as a subsidiary of Conafi Srl.

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Frequently asked questions

Is Integrated System Credit Consulting Fintech S.p.A (ISC) undervalued?
As of Jun 24, 2026, our model estimates a fair value of €1.06 versus a price of €0.9280 — about +14% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ISC?
Our 21-model fair value for Integrated System Credit Consulting Fintech S.p.A is €1.06 (as of Jun 24, 2026), built from audited fundamentals. The current price is €0.9280.
What is the quality score of ISC?
Integrated System Credit Consulting Fintech S.p.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.