ISFL (ISFL) Fair Value & Analysis
Financials · IN · Market cap ₹64.6M
Fair value as of: Jul 5, 2026
From 6 valuation models · updated today
Share price −25.3% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹0.6800 – ₹1.15 · fair‑value band ₹0.0260 – ₹0.2400 · the ₹0.6800 price screens above the ₹0.1300 fair value. As of Jul 5, 2026.
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ISFL (ISFL) currently trades at ₹0.6800, while our model-based Fair Value estimate is ₹0.1300 — implying the stock looks roughly 80.9% overvalued today. We read business quality at 53/100 (solid quality), in the Financials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Trailing-twelve-month revenue stands at ₹14.5M. Revenue declined 15.4% year over year. It earns a return on equity of -13.2%. Net debt stands at ₹21.5M. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹0.0260 (bear case) to ₹0.2400 (bull case); at ₹0.6800, the current price sits above that range. The share trades about 43% below its 52-week high, currently below its 200-day average. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside — at -81%, ISFL screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
ISFL reported revenue of ₹17.0M in FY2026 versus ₹16.4M in FY2022, a compound +0.9%/yr. Reported net income was −₹16.6M in FY2026.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.