BPC Fair Value & Analysis
Financials · PL · Market cap 202M PLN
Fair value as of: Jun 23, 2026
From 11 valuation models · updated 48 days ago
Share price −5.9% over the past month.
A solid business, but screening 88% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (0.0100 PLN). The favourable scenario is already priced in.
- Solid but not exceptional quality (63/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jun 23, 2026.
How to read this chart
60‑month range 0.0700 PLN – 56.89 PLN · the 0.0800 PLN price screens above the 0.0100 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jun 23, 2026.
Analysis
BPC (BPC) currently trades at 0.0800 PLN, while our model-based Fair Value estimate is 0.0100 PLN, implying the stock looks roughly 87.5% overvalued today. The Quality Score stands at 63/100 (solid quality), in the Financials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
The stock trades on a trailing P/E of 39.2. Fundamentals as of Jun 23, 2026
The share trades about 47% below its 52-week high. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at -88%, BPC screens richer than that median.
Key figures & financial health
Figures from reported company fundamentals · as of Jun 23, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 60 · Market factors (momentum, volatility) 6
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
BPC reported revenue of 8.4M PLN in FY2025 versus 373K PLN in FY2021, a compound +118.2%/yr. Reported net income was 54.1K PLN in FY2025, compounding −39.2%/yr from FY2021.
BPC screens 88% overvalued. Compare with Federal Home Loan Mortgage Corporation →
Peer Group
Financials · 3352 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Banking Services” was too small, so the broader sector is used.)
Valuation Multiples vs Financials median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Banking Services stocks, each showing price versus our Fair Value estimate (as of Jun 23, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCKK | $12.00 | $24.00 | +100% |
| LTG LTG | 14.30 PHP | 28.60 PHP | +100% |
| FDC FDC | 4.27 PHP | 8.54 PHP | +100% |
| 535789 535789 | ₹175.35 | ₹258.44 | +47% |
| Han Kook Capital.Co., Ltd 023760 | 698.00 KRW | 1,396 KRW | +100% |
| 533295 533295 | ₹23.19 | ₹28.07 | +21% |
| Sangsangin Co 038540 | 1,997 KRW | 3,994 KRW | +100% |
| Mason Capital Corporation 021880 | 1,133 KRW | 182.72 KRW | -84% |
| KIFS KIFS | ₹115.00 | ₹95.97 | -17% |
| ACME ACME | ₹30.40 | ₹7.20 | -76% |
Compare BPC with another stock
Price, fair value, quality and upside side by side.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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