Indiabulls Housing Finance Limited (535789) Fair Value & Analysis
Financials · IN · Market cap ₹86.3B
Fair value as of: Aug 13, 2026
From 3 valuation models · updated 6 days ago
Below-average quality, screening 31% undervalued on our models.
What matters now
- The large discount to fair value meets weak quality (25/100). That raises the risk this is a value trap rather than a bargain.
- A fairly wide model range (₹150.10 to ₹300.20) leaves room in how you read the outcome.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range ₹80.45 – ₹270.13 · fair‑value band ₹150.10 – ₹300.20 · the ₹153.65 price screens below the ₹201.14 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Indiabulls Housing Finance Limited (535789) currently trades at ₹153.65, while our model-based Fair Value estimate is ₹201.14, implying the stock looks roughly 30.9% undervalued today. The Quality Score stands at 25/100 (below-average quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Net debt stands at ₹389B. Fundamentals as of Aug 13, 2026
Our scenario range runs from ₹150.10 (bear case) to ₹300.20 (bull case); at ₹153.65, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 20% below its 52-week high and 34% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at 31%, 535789 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 3 models by family
Widest divergence: Asset-Based (₹226.45) versus Dividend Discount (₹0.0600). Highest evidence: Gordon GGM (70).
Notify me when 535789 reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 20 · Market factors (momentum, volatility) 48
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Indiabulls Housing Finance Limited reported revenue of ₹57.8B in FY2025 versus ₹89.8B in FY2021, a compound −10.4%/yr. Reported net income was −₹71.4B in FY2025.
Watch 535789: get an alert when its fair value changes →
Peer Group
Financials · 3173 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Banking Services” was too small, so the broader sector is used.)
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Banking Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCKK | $13.00 | $26.00 | +100% |
| 532134 532134 | ₹247.00 | ₹187.35 | -24% |
| LTG LTG | 14.88 PHP | 29.76 PHP | +100% |
| 532505 532505 | ₹26.11 | ₹52.22 | +100% |
| 590071 590071 | ₹4,617 | ₹7,978 | +73% |
| 540749 540749 | ₹303.35 | ₹385.27 | +27% |
| Han Kook Capital.Co., Ltd 023760 | 670.00 KRW | 1,340 KRW | +100% |
| 533295 533295 | ₹23.72 | ₹31.35 | +32% |
| Sangsangin Co 038540 | 2,145 KRW | 4,290 KRW | +100% |
| BPC BPC | 0.0850 PLN | 0.0100 PLN | -88% |
Compare Indiabulls Housing Finance Limited with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Indiabulls Housing Finance Limited (535789) overvalued or undervalued?
What is the fair value of 535789?
What is the quality score of 535789?
What is the net profit margin of 535789?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Indiabulls Housing Finance Limited and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.