9F Inc (JFU) Fair Value & Analysis
Technology · US · Market cap $31.8M
9F Inc
JFU · US
Fair value as of: Jul 5, 2026
From 22 valuation models · updated today
Fair value updated Jul 5, 2026 — revised from $94.64 to $2.64 (−97.2%) since Jun 24, 2026. Share price −16.3% over the past month.
Price vs Fair Value (12 months)
12‑month range $1.44 – $8.44 · fair‑value band $1.98 – $3.30 · the $2.56 price screens below the $2.64 fair value. As of Jul 5, 2026.
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9F Inc (JFU) currently trades at $2.56, while our model-based Fair Value estimate is $2.64 — implying the stock looks roughly 3.1% undervalued today. We read business quality at 65/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, 9F Inc generated revenue of $290M at a net margin of 58.0%. Revenue declined 17.6% year over year. It earns a return on equity of 4.5%. The balance sheet holds a net cash position of $727M. Fundamentals as of Jul 5, 2026
Our scenario range runs from $1.98 (bear case) to $3.30 (bull case); at $2.56, the current price sits within that range. The share trades about 73% below its 52-week high and 104% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at 3% fair-value upside — at 3%, JFU screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
9F Inc., together with its subsidiaries, provides digital technology and wealth management services in the People's Republic of China and Hong Kong. The company operates through E-Commerce Services, Technology Empowerment Services, and Wealth Management Services segments. It offers technology empowerment services to the banking, automobile, securities investment, and insurance industries; e-commerce business services through third-party e-commerce platforms, which offers various categories of merchandise, including 3C products, beauty and skin care products, food, household appliances, and liquor and beverages; and wealth management and investment advisory services. The company also provides internet securities services, such as real time trading information and professional news push notification services; online whole-process account opening services using facial recognition and e-signatures; transfer, FPS deposit and withdrawal services; multi-category trading services; and …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
9F Inc reported revenue of $460M in FY2025 versus $761M in FY2021, a compound −11.9%/yr. Reported net income was $164M in FY2025.
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10 more Information Technology Services stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
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|---|---|---|---|
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.