Lument Finance Trust, Inc (LFT) Fair Value & Analysis
Real Estate · US · Market cap $52.4M
Fair value as of: Jun 26, 2026
From 15 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from $2.63 to $2.65 (+0.8%) since Jun 25, 2026. Share price −5.7% over the past month.
Price vs Fair Value (12 months)
12‑month range $1.06 – $2.38 · fair‑value band $1.49 – $3.04 · the $1.06 price screens below the $2.65 fair value. As of Jun 26, 2026.
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Lument Finance Trust, Inc (LFT) currently trades at $1.06, while our model-based Fair Value estimate is $2.65 — implying the stock looks roughly 150.0% undervalued today. We read business quality at 95/100 (high quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Lument Finance Trust, Inc generated revenue of $15.3M at a net margin of -13.2%. Revenue grew 208.5% year over year. It earns a return on equity of -0.9%. Net debt stands at $965M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, originating, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It primarily invests in transitional floating rate CRE mortgage loans on middle market multi-family assets and other CRE-related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. The company is qualified as a real estate investment trust under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Lument Finance Trust, Inc reported revenue of $79.2M in FY2025 versus $21.1M in FY2021, a compound +39.2%/yr. Reported net income was −$2.7M in FY2025.
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Similar stocks
6 more REIT - Mortgage stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Annaly Capital Management, Inc NLY | $22.21 | $32.31 | +45% |
| AGNC Investment Corp AGNC | $10.49 | $12.03 | +15% |
| Starwood Property Trust, Inc STWD | $16.74 | $14.93 | -11% |
| Rithm Capital Corp RITM | $9.14 | $18.28 | +100% |
| Blackstone Mortgage Trust, Inc BXMT | $18.09 | $17.29 | -4% |
| Dynex Capital, Inc DX | $13.06 | $26.12 | +100% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.