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SIF Banat-Crisana (LION) Fair Value & Analysis

Financial Services · RO · Market cap 2.2B RON

SB SIF Banat-Crisana LION · RO
Price4.31 RON
Fair Value5.16 RON
Upside+19.7%
Quality92/100
Evidence: Medium Range 3.87 RON – 6.45 RON

Fair value as of: Jun 26, 2026

From 10 valuation models · updated 3 days ago

Share price −5.1% over the past month.

Price vs Fair Value (12 months)

4.81 RON 2.34 RON Fair Value 5.16 RON Jun 2025 Jun 2026

12‑month range 2.34 RON – 4.81 RON · fair‑value band 3.87 RON – 6.45 RON · the 4.31 RON price screens below the 5.16 RON fair value. As of Jun 26, 2026.

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Analysis

SIF Banat-Crisana (LION) currently trades at 4.31 RON, while our model-based Fair Value estimate is 5.16 RON — implying the stock looks roughly 19.7% undervalued today. We read business quality at 92/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, SIF Banat-Crisana generated revenue of 781M RON at a net margin of 87.8%. It earns a return on equity of 13.0%. The stock trades on a trailing P/E of 9.0. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 781M RON
Revenue growth (YoY) +1,260%
Net margin 87.8%
Return on equity 13.0%
Free cash flow −3.0M RON FY2024
P/E ratio 9.0
More key figures
Operating margin 93.3%
EPS (TTM) 0.4900 RON
Dividend yield 10.4%
EPS growth (YoY) +125%

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

SIF Banat-Crisana is a self-managed closed-end investment company and since March 2018, it is authorized by ASF as alternative investment fund manager. The firm targets the maximizing of portfolio performance, thus increasing the value of the managed assets and the investment income. It aims at efficient management of a diversified portfolio comprised of high-quality assets, capable of providing a steady flow of revenues, preservation and medium-term capital growth, in order to increase the value for shareholders and obtain as high yields for the capital invested. The firm conducts in-house research to make its investments. It typically invests in companies in banking-financial, commerce " real-estate, pharmaceuticals, energy - utilities, cardboard and paper, and hospitality (hotels and restaurants) sectors and other industries. SIF Banat-Crisana was founded in November, 1996 and is based in Romania.

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

SIF Banat-Crisana reported revenue of 225M RON in FY2024 versus 138M RON in FY2020, a compound +13.0%/yr. Reported net income was 151M RON in FY2024, compounding +14.2%/yr from FY2020.

Revenue +13.0%/yr
FY20 138M RON
FY21 473M RON
FY22 144M RON
FY23 505M RON
FY24 225M RON
Net income +14.2%/yr
FY20 88.9M RON
FY21 415M RON
FY22 93.5M RON
FY23 433M RON
FY24 151M RON

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Frequently asked questions

Is SIF Banat-Crisana (LION) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 5.16 RON versus a price of 4.31 RON — about +20% (undervalued). Model-based estimate, not financial advice.
What is the fair value of LION?
Our 21-model fair value for SIF Banat-Crisana is 5.16 RON (as of Jun 26, 2026), built from audited fundamentals. The current price is 4.31 RON.
What is the quality score of LION?
SIF Banat-Crisana has a Quality Score of 92/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of SIF Banat-Crisana (LION)?
SIF Banat-Crisana reported trailing-twelve-month revenue of about 781M RON (latest available figure, as of Jun 26, 2026).
What is the net profit margin of LION?
The net profit margin of SIF Banat-Crisana is about 87.8%, meaning it keeps roughly 87.8% of revenue as net income. Based on the latest reported figures.
Does SIF Banat-Crisana pay a dividend?
SIF Banat-Crisana currently shows a dividend yield of about 10.43% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.