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Lodzia (LODZ) Fair Value & Analysis

Real Estate · Il · Market cap 79.5M ILA

L Lodzia LODZ · TA
Price20.00 ILA
Fair Value8.68 ILA
Upside-56.6%
Quality48/100
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Risks

!Trades 130% ABOVE our fair value of 8.68 ILA
!Mixed Growth (revenue 5y +41.4 %/yr)
!Thin margins · 6.1% net margin
!Low debt · negative free cash flow
Mixed Growth (revenue 5y +41.4 %/yr)
Thin margins · 6.1% net margin
Low debt · negative free cash flow
Mixed vs. peers (5/10)
Moderate moat 45/100
Evidence: Medium Range 6.51 ILA – 10.85 ILA Share as image

Fair value as of: Aug 27, 2026

From 9 valuation models · updated today

Share price −1.1% over the past month.

Below-average quality, and trading another 130% above our fair value.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

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What matters now

  • The price sits above even our optimistic bull case (10.85 ILA). The favourable scenario is already priced in.
  • Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

37.31 ILA 18.01 ILA Fair Value 8.68 ILA Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range 18.01 ILA – 37.31 ILA · fair‑value band 6.51 ILA – 10.85 ILA · the 20.00 ILA price screens above the 8.68 ILA fair value. Dashed = 300-day average. As of Aug 27, 2026.

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Analysis

Lodzia (LODZ) currently trades at 20.00 ILA, while our model-based Fair Value estimate is 8.68 ILA, implying the stock looks roughly 56.6% overvalued today. The Quality Score stands at 48/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Lodzia generated revenue of 33.5M ILA at a net margin of 6.1%. Revenue grew 6.0% year over year. It earns a return on equity of 1.9%. Net debt stands at 175M ILA. Fundamentals as of Aug 27, 2026

Our scenario range runs from 6.51 ILA (bear case) to 10.85 ILA (bull case); at 20.00 ILA, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Real Estate peers we cover trades at -25% fair-value upside, at -57%, LODZ screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 34.47 ILA 31.51 ILA 19.48 ILA 76
Gordon GGM 5.26 ILA 8.81 ILA 11.43 ILA 70
DDM Multi-Stage 5.26 ILA 8.35 ILA 9.47 ILA 61
All 9 models by family
Dividend Discount
Gordon GGM 5.26 ILA 8.81 ILA 11.43 ILA 70
DDM Multi-Stage 5.26 ILA 8.35 ILA 9.47 ILA 61
Multiples
P/S Multiple 6.51 ILA 8.68 ILA 10.85 ILA 58
P/B Multiple 6.51 ILA 8.68 ILA 10.85 ILA 55
EV/EBIT 35.28 ILA 48.28 ILA 61.29 ILA 53
EV/EBITDA 27.24 ILA 37.56 ILA 47.88 ILA 54
EV/Revenue 17.78 ILA 27.00 ILA 36.22 ILA 43
Asset-Based
NCAV (Graham) 27.90 ILA 37.39 ILA 55.80 ILA 50
Economic Profit
Residual Income 34.47 ILA 31.51 ILA 19.48 ILA 76

Widest divergence: Asset-Based (37.39 ILA) versus Dividend Discount (8.35 ILA). Highest evidence: Residual Income (76).

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Key figures & financial health

P/E ratio 2.4
P/S ratio 2.69 TTM
Net margin 6.1% TTM
Return on equity 1.9% TTM
Return on assets 1.2% TTM
Operating margin 30.9% TTM
More key figures
Profitability
EPS (TTM) 8.37 ILA
Growth
Revenue (TTM) 33.5M ILA TTM
Revenue growth (YoY) +6.0% 3y avg +32.7%
EPS growth (YoY) -97.1%
Balance sheet & cash flow
Free cash flow −2.8M ILA FY2025
Net debt 175M ILA FY2025

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 43 · Market factors (momentum, volatility) 41

Profitability 16
Margins and returns on capital today
Quality Growth 70
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 44
Balance sheet, leverage, solvency risk
Investment 87
Disciplined investing over empire-building
Low Volatility 65
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 85
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Lodzia Real Estate Ltd. engages in the acquisition, development, improvement, ownership, operation, rental, and management of real estate properties in Israel and internationally. It is involved in the establishment and management of co-working spaces and offices. The company was formerly known as Lodzia Rotex Investment Ltd.

Full company description

Lodzia Real Estate Ltd. engages in the acquisition, development, improvement, ownership, operation, rental, and management of real estate properties in Israel and internationally. It is involved in the establishment and management of co-working spaces and offices. The company was formerly known as Lodzia Rotex Investment Ltd. and changed its name to Lodzia Real Estate Ltd. in April 2023. Lodzia Real Estate Ltd. was incorporated in 1924 and is based in Tel Aviv-Yafo, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Lodzia reported revenue of 33.6M ILA in FY2025 versus 8.3M ILA in FY2021, a compound +41.9%/yr. Reported net income was 2.0M ILA in FY2025, compounding −50.4%/yr from FY2021.

Growth Quality 50/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
33.6M ILS
Latest YoY
+10.1%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+32.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+41.4%
Avg. revenue growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.7%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
−37.6% (-37.6 + 0.0)
Revenue +41.9%/yr
FY21 8.3M ILA
FY22 14.4M ILA
FY23 24.5M ILA
FY24 30.5M ILA
FY25 33.6M ILA
Net income −50.4%/yr
FY21 33.5M ILA
FY22 29.0M ILA
FY23 8.8M ILA
FY24 5.3M ILA
FY25 2.0M ILA
Character of growth · EPS growth decomposed (2014-2025) −21.4 % p.a.
Revenue per share +14.1 pp

of which total revenue +14.3 pp · buybacks/dilution −0.2 pp

EBIT margin +3.7 pp
Tax rate −1.6 pp
Residual (interest, one-offs) −37.5 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

LODZ screens 57% overvalued. Compare with CBRE Group →

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Cite: Fair Value Calculator (2026). "Lodzia Fair Value". https://www.fairvalue-calculator.com/stock/LODZ

Peer Group

Real Estate Services · 541 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 50 · Below median
Fair Value upside −57% · Bottom 25%
Return on equity (TTM) 2% · Below median
Return on assets 1% · Below median
Net margin (TTM) 6% · Below median
Operating margin (TTM) 31% · Above median
Revenue growth 6% · Above median
Dividend yield (TTM) 3.3% · Above median
Debt / equity 0.14× · Lower than median

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 2.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 33
FUTURE30 · sector 10
PAST8 · sector 17
HEALTH93 · sector 84
DIVIDEND66 · sector 59

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
CBRE Group CBRE $147.40 $69.47 -53%
Vonovia SE VNA €20.06 €36.67 +83%
Cellnex Telecom, S.A CLNX €27.47 €25.46 -7%
KE Holdings BEKE $17.42 $6.57 -62%
Jones Lang LaSalle Incorporated JLL $387.37 $290.25 -25%
Swire Properties Limited 1972 HK$24.84 HK$5.12 -79%
CoStar Group CSGP $30.50 $4.64 -85%
China Resources Mixc Lifestyle Services Limited 1209 HK$39.84 HK$34.95 -12%
CapitaLand Investment Limited 9CI 2.73 SGD 0.4900 SGD -82%
Plaza S.A MALLPLAZA 3,989 CLP 4,571 CLP +15%

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Frequently asked questions

Is Lodzia (LODZ) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of 8.68 ILA versus a price of 20.00 ILA, about −57% (overvalued).
What is the fair value of LODZ?
Our model-based fair value for Lodzia is 8.68 ILA (as of Aug 27, 2026), built from audited fundamentals. The current price: 20.00 ILA.
What is the quality score of LODZ?
Lodzia has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Lodzia (LODZ)?
Lodzia reported trailing-twelve-month revenue of about 33.5M ILS (latest available figure, as of Aug 27, 2026).
What is the net profit margin of LODZ?
The net profit margin of Lodzia is about 6.1%, meaning it keeps roughly 6.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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