Mastercard Incorporated (MA) Fair Value & Analysis
Financial Services · US · Market cap $426B
Mastercard Incorporated
MA · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 6 days ago
Share price +12.9% over the past month.
Price vs Fair Value (12 months)
12‑month range $427.43 – $540.46 · fair‑value band $166.40 – $560.51 · the $488.92 price screens above the $221.87 fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Mastercard Incorporated (MA) currently trades at $488.92, while our model-based Fair Value estimate is $221.87 — implying the stock looks roughly 54.6% overvalued today. We read business quality at 76/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Mastercard Incorporated generated revenue of $33.9B at a net margin of 45.9%. Revenue grew 15.8% year over year. It earns a return on equity of 232.1%. Net debt stands at $8.4B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Mastercard Incorporated reported revenue of $32.8B in FY2025 versus $18.9B in FY2021, a compound +14.8%/yr. Reported net income was $15.0B in FY2025, compounding +14.6%/yr from FY2021.
Is MA fairly valued? → Check now
Recent news
- Will MasterCard (MA) Beat Estimates Again in Its Next Earnings Report?
- Visa Stock Surges 12.4% in a Month: Time to Buy, Hold or Sell?
- Mastercard Vs. American Express: Buy Mastercard to Secure Risk-Free Network Fees and Pure Margin Insulation
- VEON and Mastercard Join Forces to Accelerate Accessibility of Financial Services
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | 5,663 MXN | 229.36 MXN | -96% |
| M4I M4I | €430.50 | €368.29 | -14% |
| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $177.63 | $125.08 | -30% |
| Bajaj Finance Limited BAJFINANCE | ₹889.40 | ₹559.13 | -37% |
| PYPL PYPL | 720.50 MXN | 1,441 MXN | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Mastercard Incorporated (MA) undervalued?
What is the fair value of MA?
What is the quality score of MA?
What is the revenue of Mastercard Incorporated (MA)?
What is the net profit margin of MA?
Does Mastercard Incorporated pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.