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Muangthai Capital Public Company (MTC) Fair Value & Analysis

Financial Services · TH · Market cap 60.4B THB

MC Muangthai Capital Public Company MTC · BK
Price30.75 THB
Fair Value31.23 THB
Upside+1.6%
Quality95/100
Evidence: High Range 30.92 THB – 112.38 THB

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 3 days ago

Share price +7.8% over the past month.

Price vs Fair Value (12 months)

42.97 THB 26.77 THB Fair Value 31.23 THB Jun 2025 Jun 2026

12‑month range 26.77 THB – 42.97 THB · fair‑value band 30.92 THB – 112.38 THB · the 30.75 THB price screens below the 31.23 THB fair value. As of Jun 26, 2026.

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Analysis

Muangthai Capital Public Company (MTC) currently trades at 30.75 THB, while our model-based Fair Value estimate is 31.23 THB — implying the stock looks roughly 1.6% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Muangthai Capital Public Company generated revenue of 21.8B THB at a net margin of 32.0%. Revenue grew 26.0% year over year. It earns a return on equity of 16.7%. Net debt stands at 142B THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 21.8B THB
Revenue growth (YoY) +26.0%
Net margin 32.0%
Return on equity 16.7%
Free cash flow −10.4B THB FY2025
P/E ratio 8.7
More key figures
Operating margin 51.2%
EPS (TTM) 3.29 THB
Dividend yield 1.0%
EPS growth (YoY) +16.0%
Net debt 142B THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Muangthai Capital Public Company Limited engages in the credit business in Thailand. It offers agricultural vehicle registration, motorcycle, and vehicle title loans; land title deed loans; and installment, personal/consumer, nano finance, and motorcycle hire purchase loans. The company also provides pay later loans for general and agricultural goods; and hire purchase and insurance brokerage services. In addition, it offers online insurance services. The company was formerly known as Muangthai Leasing Public Company Limited and changed its name to Muangthai Capital Public Company Limited in April 2018. Muangthai Capital Public Company Limited was founded in 1992 and is headquartered in Bangkok, Thailand.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Muangthai Capital Public Company reported revenue of 28.7B THB in FY2025 versus 16.0B THB in FY2021, a compound +15.7%/yr. Reported net income was 6.7B THB in FY2025, compounding +8.0%/yr from FY2021.

Revenue +15.7%/yr
FY21 16.0B THB
FY22 19.7B THB
FY23 23.6B THB
FY24 26.8B THB
FY25 28.7B THB
Net income +8.0%/yr
FY21 4.9B THB
FY22 5.1B THB
FY23 4.9B THB
FY24 5.9B THB
FY25 6.7B THB

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Frequently asked questions

Is Muangthai Capital Public Company (MTC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 31.23 THB versus a price of 30.75 THB — about +2% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MTC?
Our 21-model fair value for Muangthai Capital Public Company is 31.23 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 30.75 THB.
What is the quality score of MTC?
Muangthai Capital Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Muangthai Capital Public Company (MTC)?
Muangthai Capital Public Company reported trailing-twelve-month revenue of about 21.8B THB (latest available figure, as of Jun 26, 2026).
What is the net profit margin of MTC?
The net profit margin of Muangthai Capital Public Company is about 32.0%, meaning it keeps roughly 32.0% of revenue as net income. Based on the latest reported figures.
Does Muangthai Capital Public Company pay a dividend?
Muangthai Capital Public Company currently shows a dividend yield of about 1.00% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.