Nam A Commercial Joint Stock Bank (NAB) Fair Value & Analysis
Financial Services · VN · Market cap 24.5T VND
Fair value as of: Jun 26, 2026
From 18 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from 25,700 VND to 26,300 VND (+2.3%) since Jun 25, 2026. Share price +12.4% over the past month.
Price vs Fair Value (12 months)
12‑month range 10,083 VND – 13,667 VND · fair‑value band 19,725 VND – 32,875 VND · the 13,150 VND price screens below the 26,300 VND fair value. As of Jun 26, 2026.
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Nam A Commercial Joint Stock Bank (NAB) currently trades at 13,150 VND, while our model-based Fair Value estimate is 26,300 VND — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Nam A Commercial Joint Stock Bank generated revenue of 9.6T VND at a net margin of 47.3%. Revenue grew 24.5% year over year. It earns a return on equity of 20.1%. The stock trades on a trailing P/E of 72.0. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Nam A Commercial Joint Stock Bank provides banking products and services in Vietnam. The company mobilizes short, medium, and long-term funds in the form of term and demand deposits, and certificate of deposit; investment and development funds and borrowings from other financial institutions; grants short, medium, and long-term loans; discounts commercial notes, bonds, and valuable papers; and contributes capital, as well as invests in joint ventures. It also provides settlement services; trades in foreign currencies and gold; international payment, overseas funds, and other banking services; cash management, banking, and financial consultancy; leases cabinets and safes; entrustment loans; and acts as an insurance agency. In addition, the company engages in conducting debt factoring activities; preservation of assets; buying and selling of government and corporate bonds; credit granting under bank guarantee; debt purchasing; trading and provision of foreign exchange services on dome…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Nam A Commercial Joint Stock Bank reported revenue of 9.5T VND in FY2025 versus 4.8T VND in FY2021, a compound +18.4%/yr. Reported net income was 4.2T VND in FY2025, compounding +30.7%/yr from FY2021.
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| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹746.85 | ₹880.28 | +18% |
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| KB Financial Group 105560 | 157,000 KRW | 205,701 KRW | +31% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.