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Pembroke VCT plc (PEMB) Fair Value & Analysis

Financial Services · GB · Market cap 269M GBX

PV Pembroke VCT plc PEMB · LSE
Price£0.9200
Fair Value£0.4845
Upside-47.3%
Quality53/100
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Evidence: Medium Range £0.3655 – £0.6120

Fair value as of: Jul 16, 2026

From 13 valuation models · updated yesterday

Price vs Fair Value (12 months)

£0.9400 £0.8954 Fair Value £0.4845 Jul 2025 Jul 2026

12‑month range £0.8954 – £0.9400 · fair‑value band £0.3655 – £0.6120 · the £0.9200 price screens above the £0.4845 fair value. As of Jul 16, 2026.

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Analysis

Pembroke VCT plc (PEMB) currently trades at £0.9200, while our model-based Fair Value estimate is £0.4845, implying the stock looks roughly 47.3% overvalued today. We read business quality at 53/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Pembroke VCT plc generated revenue of £805K at a net margin of 63.0%. Revenue grew 81.0% year over year. It earns a return on equity of 1.3%. The balance sheet holds a net cash position of £26.6M. Fundamentals as of Jul 16, 2026

Our scenario range runs from £0.3655 (bear case) to £0.6120 (bull case); at £0.9200, the current price sits above that range. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at -47%, PEMB screens richer than that median.

Key figures & financial health

Revenue (TTM) 805K GBX
Revenue growth (YoY) +307%
Net margin 63.0%
Return on equity 1.3%
Free cash flow −4.5M GBX FY2026
P/E ratio 23.0
More key figures
Operating margin 65.4%
EPS (TTM) £0.0400
EPS growth (YoY) +214%
Net cash 26.6M GBX FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 16, 2026. TTM = trailing twelve months.

About the company

Pembroke VCT plc is a venture capital trust specializing in investments in growth-stage and any stage of businesses development including start-up to more mature businesses and established businesses. It prefers to invest in consumer facing businesses health, fitness, fashion, apparel, accessories, technology, media, design, education, food, beverage, wellness, digital services, hospitality and business services sectors. The fund usually invests in companies based in the United Kingdom. It seeks to invest in companies that generate revenues more than £0.5 million ($0.66 million). The fund typically takes a minority stake.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Pembroke VCT plc reported revenue of £16.2M in FY2026 versus £25.7M in FY2022, a compound −10.9%/yr. Reported net income was £9.8M in FY2026, compounding −20.1%/yr from FY2022.

Revenue −10.9%/yr
FY22 £25.7M
FY23 −£8.5M
FY24 −£9.6M
FY25 £1.8M
FY26 £16.2M
Net income −20.1%/yr
FY22 £24.1M
FY23 −£9.3M
FY24 −£10.5M
FY25 £443K
FY26 £9.8M

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Cite: Fair Value Calculator (2026). "Pembroke VCT plc Fair Value". https://www.fairvalue-calculator.com/stock/PEMB

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Frequently asked questions

Is Pembroke VCT plc (PEMB) undervalued?
As of Jul 16, 2026, our model estimates a fair value of £0.4845 versus a price of £0.9200, about −47% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PEMB?
Our model-based fair value for Pembroke VCT plc is £0.4845 (as of Jul 16, 2026), built from audited fundamentals. The current price is £0.9200.
What is the quality score of PEMB?
Pembroke VCT plc has a Quality Score of 53/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Pembroke VCT plc (PEMB)?
Pembroke VCT plc reported trailing-twelve-month revenue of about £805K (latest available figure, as of Jul 16, 2026).
What is the net profit margin of PEMB?
The net profit margin of Pembroke VCT plc is about 63.0%, meaning it keeps roughly 63.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.