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Pepkor Holdings (PPH) Fair Value & Analysis

Consumer Cyclical · ZA · Market cap 77.8B ZAC

PH Pepkor Holdings PPH · JSE
PriceR22.17
Fair ValueR27.07
Upside+22.1%
Quality95/100
Evidence: High Range R15.17 – R42.03

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Share price +3.1% over the past month.

Price vs Fair Value (12 months)

R27.37 R20.47 Fair Value R27.07 Jun 2025 Jun 2026

12‑month range R20.47 – R27.37 · fair‑value band R15.17 – R42.03 · the R22.17 price screens below the R27.07 fair value. As of Jun 26, 2026.

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Analysis

Pepkor Holdings (PPH) currently trades at R22.17, while our model-based Fair Value estimate is R27.07 — implying the stock looks roughly 22.1% undervalued today. We read business quality at 95/100 (high quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Pepkor Holdings generated revenue of 102B ZAR at a net margin of 5.8%. Revenue grew 13.2% year over year. It earns a return on equity of 9.6%. Net debt stands at 21.8B ZAR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 102B ZAC
Revenue growth (YoY) +13.2%
Net margin 5.8%
Return on equity 9.6%
Free cash flow 1.6B ZAC FY2025
P/E ratio 13.3
More key figures
Operating margin 11.5%
EPS (TTM) R1.59
Dividend yield 0.0%
EPS growth (YoY) +9.4%
Net debt 21.8B ZAC FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Pepkor Holdings Limited, together with its subsidiaries, operates as a retailer in Angola, Botswana, Brazil, Eswatini, Lesotho, Malawi, Mozambique, Namibia, South Africa, and Zambia. The company offers discount, value, and specialized goods, as well as retail clothing, general merchandise, footwear, household goods, furniture, appliances, consumer electronics, and cellular products and services. It also provides financial and fintech services, including credit, lending, insurance, and connectivity options. The company was formerly known as Steinhoff Africa Retail Limited and changed its name to Pepkor Holdings Limited in August 2018. Pepkor Holdings Limited was founded in 1901 and is based in Cape Town, South Africa.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Pepkor Holdings reported revenue of R95.3B in FY2025 versus R77.3B in FY2021, a compound +5.4%/yr. Reported net income was R5.6B in FY2025, compounding +3.7%/yr from FY2021.

Revenue +5.4%/yr
FY21 R77.3B
FY22 R81.4B
FY23 R87.4B
FY24 R85.1B
FY25 R95.3B
Net income +3.7%/yr
FY21 R4.9B
FY22 R6.1B
FY23 −R1.3B
FY24 R2.1B
FY25 R5.6B

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Falabella S.A FALABELLA 5,686 CLP 8,880 CLP +56%
SM Investments Corporation SVTMF $10.15 $21.80 +115%
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Frequently asked questions

Is Pepkor Holdings (PPH) undervalued?
As of Jun 26, 2026, our model estimates a fair value of R27.07 versus a price of R22.17 — about +22% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PPH?
Our 21-model fair value for Pepkor Holdings is R27.07 (as of Jun 26, 2026), built from audited fundamentals. The current price is R22.17.
What is the quality score of PPH?
Pepkor Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Pepkor Holdings (PPH)?
Pepkor Holdings reported trailing-twelve-month revenue of about 102B ZAR (latest available figure, as of Jun 26, 2026).
What is the net profit margin of PPH?
The net profit margin of Pepkor Holdings is about 5.8%, meaning it keeps roughly 5.8% of revenue as net income. Based on the latest reported figures.
Does Pepkor Holdings pay a dividend?
Pepkor Holdings currently shows a dividend yield of about 0.02% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.