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R S Software (India) Limited (RSSOFTWARE) Fair Value & Analysis

Technology · IN · Market cap ₹930M

RS R S Software (India) Limited RSSOFTWARE · NSE
Price₹35.28
Fair Value₹7.59
Upside-78.5%
Quality27/100
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Evidence: Low Range ₹5.66 – ₹11.33

Fair value as of: Jul 3, 2026

From 3 valuation models · updated today

Share price +8.1% over the past month.

Price vs Fair Value (12 months)

₹91.65 ₹21.93 Fair Value ₹7.59 Jul 2025 Jul 2026

12‑month range ₹21.93 – ₹91.65 · fair‑value band ₹5.66 – ₹11.33 · the ₹35.28 price screens above the ₹7.59 fair value. As of Jul 3, 2026.

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Analysis

R S Software (India) Limited (RSSOFTWARE) currently trades at ₹35.28, while our model-based Fair Value estimate is ₹7.59 — implying the stock looks roughly 78.5% overvalued today. We read business quality at 27/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at ₹251M. Revenue declined 31.5% year over year. It earns a return on equity of -63.4%. Net debt stands at ₹92.1M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹251M
Revenue growth (YoY) -31.5%
Net margin -116%
Return on equity -63.4%
Free cash flow −₹152M FY2026
Operating margin -174%
More key figures
EPS (TTM) ₹-10.87
EPS growth (YoY) -73.5%
Net debt ₹92.1M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and the United Kingdom. It engages in the development, testing, and maintenance of software products. The company's products include RS RealEdge, a real-time payment market infrastructure solution for central infrastructure; RS SettleEdge a clearing and settlement for real-time clearing and ultra-high frequency settlement; RS IntelliEdge, a fraud and risk management product; RS DigitalEdge, an open-source product enables the enterprise API capability for central payment infrastructure digitalization; and RS AssureEdge, a sandbox-driven testing platform for real-time rail readiness, high-scale test orchestration, and resilience validation through chaos testing. It also offers RS Bill@Edge, an EIBPP product for bill payments; and Payabbhi that enables payment service providers to modernize their payments acceptance and acquiring. In addition, the company provides RS …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

R S Software (India) Limited reported revenue of ₹251M in FY2026 versus ₹275M in FY2022, a compound −2.2%/yr. Reported net income was −₹291M in FY2026.

Revenue −2.2%/yr
FY22 ₹275M
FY23 ₹301M
FY24 ₹595M
FY25 ₹573M
FY26 ₹251M
Net income
FY22 −₹151M
FY23 −₹81.5M
FY24 ₹181M
FY25 ₹87.3M
FY26 −₹291M

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Frequently asked questions

Is R S Software (India) Limited (RSSOFTWARE) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹7.59 versus a price of ₹35.28 — about −78% (overvalued). Model-based estimate, not financial advice.
What is the fair value of RSSOFTWARE?
Our model-based fair value for R S Software (India) Limited is ₹7.59 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹35.28.
What is the quality score of RSSOFTWARE?
R S Software (India) Limited has a Quality Score of 27/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of R S Software (India) Limited (RSSOFTWARE)?
R S Software (India) Limited reported trailing-twelve-month revenue of about ₹251M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of RSSOFTWARE?
The net profit margin of R S Software (India) Limited is about -115.8%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.