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State Bank of India (SBID) Fair Value & Analysis

Financial Services · GB · Market cap $5.9T

Price$1.08
Fair Value$1.93
Upside+78.7%
Quality96/100
Evidence: High Range $1.20 – $2.92

Fair value as of: Jun 24, 2026

Analysis

State Bank of India (SBID) currently trades at $1.08, while our model-based Fair Value estimate is $1.93 — implying the stock looks roughly 78.7% undervalued today. We read business quality at 96/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

State Bank of India provides banking products and services in India and internationally. The company operates through the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers personal banking products and services, including current, savings, salary, and deposit accounts; home, personal, pension, auto, education, and gold loans, as well as loans against insurance property, and securities; debit, business debit, prepaid, and green remit cards; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' ov…

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Frequently asked questions

Is State Bank of India (SBID) undervalued?
As of Jun 24, 2026, our model estimates a fair value of $1.93 versus a price of $1.08 — about +79% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SBID?
Our 21-model fair value for State Bank of India is $1.93 (as of Jun 24, 2026), built from audited fundamentals. The current price is $1.08.
What is the quality score of SBID?
State Bank of India has a Quality Score of 96/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.